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5317 W Tortuga Loop, Lecanto, FL, 34461

3beds
2baths
1,808sqft
$315,000
$174price/sqft
$2,353/moest. monthly cost
$94,120/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home built in 2017, offering comfort, space, and style. Situated on a 0.22-acre lot, this home features an open floor plan with vaulted ceilings and ceramic tile flooring throughout, creating a bright, airy, and low-maintenance living space. The kitchen is equipped with stainless steel appliances and opens to the main living area—perfect for entertaining or everyday living. An upgraded washer and dryer add to the convenience. The primary suite is a true retreat, featuring a tray ceiling, walk-in closet, en-suite shower, and direct access to the fenced backyard—ideal for relaxing mornings or evening gatherings. A separate office area provides the perfect space for working from home or organizing your day. There is a bonus room that is great for a play room, pool table, game room etc. Step outside to enjoy a concrete slab patio, cozy fire pit, and plenty of room to entertain. The fully fenced backyard offers privacy, and with the lot directly behind owned by the HOA, you’ll enjoy no rear neighbors. Additional highlights include a 2-car garage, durable Hardie siding, and energy-efficient spray foam insulation. This move-in-ready home blends functionality with thoughtful upgrades throughout. Don’t miss your chance to make this beautifully appointed home yours—schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Crystal River High SchoolGrades PK,9-124.4 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Microwave,Refrigerator,Range Hood,Water Heater,Washer
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Primary Suite,Open Floorplan,Split Bedrooms,Shower Only,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
  • Window features: Blinds
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,308
  • Total interior livable area: 1,808 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 3421369
  • Zoning: PDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway
  • Fencing: Wood

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$243$2,916
Property Taxes $321$3,852
Electricity $197$2,366
Total$2,353$28,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,674/yr
40% on housing$70,590/yr
45% on housing$62,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 34461$200
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34461$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$315,000
2026-03-09Price change$330,000
2026-01-13Listed for sale$335,000
2025-12-12Listing removed$349,000
2025-11-21Price change$349,000
2025-08-14Price change$379,000
2025-07-03Listed for sale$399,000
2019-07-03Sold$235,000
2019-05-20Pending sale$239,000
2019-04-19Price change$239,000
2019-01-29Price change$244,000
2018-12-26Price change$225,000
2018-10-27Price change$224,900
2018-10-01Price change$229,900
2018-03-07Listed for sale$234,900
2017-08-18Sold$199,000
2017-06-10Listed for sale$189,000
2017-02-14Pending sale$189,000
2016-11-17Listed for sale$189,000

For Sale by Agent

AgentDanielle Browning
BrokerageWave Elite Realty LLC

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