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514 S Main St, Taylorville, IL, 62568

2beds
2baths
1,166sqft
$135,000
$116price/sqft
$1,144/moest. monthly cost
$45,760/yrincome needed

About This Home

Welcome to 514 S. Main St.! This cute, cozy two-bedroom home blends classic character with modern updates. Featuring beautiful hardwood floors, ceiling fans in the bedrooms, and a recent kitchen and bathroom remodel, this home is ready for you to move right in. The kitchen comes fully equipped with stainless steel appliances that stay, and for ultimate convenience, the washer and dryer are also included. Relax in the bright back sunroom overlooking the private, fenced backyard, or enjoy classic small-town living from the spacious front porch. Key Features: Basement Potential: Includes a second full bathroom and ample storage space, ready for future finishing touches if desired. Parking: Convenient one-car detached garage. Unbeatable Location: Situated in a sweet Taylorville neighborhood within walking distance of the square for shopping and restaurants, with local schools also close by. Don't miss out on this delightful property—schedule your tour today!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
8/10
--

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 11ft 3in x 7ft 8in

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Dimensions: 13ft 2in x 13ft 4in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 4in x 12ft 4in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,166
  • Total interior livable area: 1,166 sqft

Kitchen

  • Level: Main
  • Dimensions: 15ft 5in x 8ft 11in

Living Room

  • Level: Main
  • Dimensions: 13ft 5in x 15ft 2in

Main Level

  • Area: 1166

Other

  • Level: Main
  • Dimensions: 15ft 3in x 12ft 6in

Property

Details

  • Parcel number: 17132740300400

Lot

  • Lot size: 5,396 sqft
  • Features: Level
  • Lot size dimensions: 38 x 142

Parking

  • Total spaces: 1.5
  • Parking features: Detached,Paved
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$165$1,980
Property Taxes $167$2,004
Electricity $130$1,569
Total$1,144$13,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,222/yr
40% on housing$34,320/yr
45% on housing$30,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 62568$108
Christian County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 62568$111
Christian County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$135,000
2025-09-26Sold$118,000
2025-08-13Pending sale$124,900
2025-08-04Listed for sale$124,900
2022-01-18Sold$84,000
2021-12-13Pending sale$85,000
2021-12-07Listed for sale$85,000
2021-03-12Sold$72,000
2021-01-27Pending sale$74,900
2020-12-28Price change$74,900
2020-11-22Listed for sale$76,900
2020-11-09Sold$35,500
2019-10-04Listing removed$55,161
2019-10-03Price change$55,161
2019-10-02Price change$55,088
2019-09-30Price change$54,930
2019-09-29Price change$54,845
2019-09-23Price change$55,780
2019-09-21Price change$55,859
2019-09-16Price change$55,946
2019-09-14Price change$55,849
2019-09-11Price change$55,972
2019-09-10Price change$55,992
2019-09-07Price change$56,043
2019-08-31Price change$56,107
2008-08-25Sold$60,000
2005-09-20Sold$75,000

For Sale by Agent

AgentKayla Shoemaker
BrokerageShoemaker Real Estate

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