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518 E South Court St, Chatsworth, IL, 60921

4beds
4baths
3,399sqft
$399,900
$118price/sqft
$3,586/moest. monthly cost
$143,440/yrincome needed

About This Home

Spacious 4-bedroom, 4-bath brick ranch offering over 3,000 sq ft of beautifully finished living space, perfectly positioned on a quiet dead-end street at the edge of town. Sitting on a double lot, this property features a private backyard oasis and an impressive list of updates. The main level has been completely renovated from top to bottom, including new carpet, LVP flooring, windows, lighting, and fully remodeled bathrooms. You'll also find a convenient main-floor laundry room and a generous primary suite with a large bathroom and walk-in closet. The kitchen shines with brand-new custom cabinetry, stainless steel appliances, and quartz countertops. The finished basement provides even more versatile living space, ideal for entertaining. It includes a family room, a rec room, a bedroom with an egress window, an additional room, and a full bathroom. Major updates offer peace of mind and long-term efficiency: new on-demand water heater, furnace, AC, insulation, metal roof, and owned solar panels. Additional improvements include new interior and exterior doors, garage door, gutters with gutter guards, plus a brand-new owned water softener and reverse osmosis system. This home is truly move-in ready-there's nothing left to do but enjoy it. Schedule a showing to see it for yourself.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
5/10
3/10
Prairie Central High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,High End Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Water Purifier Owned,Water Softener Owned,Gas Oven
  • Laundry features: Main Level,Multiple Locations

Bar Entertainment

  • Level: Basement
  • Area: 50
  • Dimensions: 10X5

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Crawl Space,Egress Window,Block,Rec/Family Area,Sleeping Area,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds,Double Pane Windows,Insulated Windows)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds,Double Pane Windows,Insulated Windows)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds,Double Pane Windows)
  • Level: Basement
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 420
  • Dimensions: 30X14

Family Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 391
  • Dimensions: 23X17

Features

  • 1st Floor Bedroom,Walk-In Closet(s),Open Floorplan,Replacement Windows,Quartz Counters
  • Door features: Sliding Glass Door(s)
  • Window features: Replacement Windows,Double Pane Windows,Insulated Windows,Window Treatments
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Basement
  • Fireplace: Yes
  • Attic: Unfinished
  • Finished area below ground: 1,237

Foyer

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 30
  • Dimensions: 5X6

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,399
  • Total interior livable area: 3,399 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Custom Cabinetry,Updated Kitchen),Flooring (Luxury Vinyl),Window Treatments (Double Pane Windows,Insulated Windows)
  • Level: Main
  • Area: 351
  • Dimensions: 27X13

Laundry

  • Features: Flooring (Luxury Vinyl),Window Treatments (Blinds,Double Pane Windows,Insulated Windows)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Living Room

  • Features: Flooring (Carpet),Window Treatments (Blinds,Double Pane Windows,Insulated Windows)
  • Level: Main
  • Area: 420
  • Dimensions: 30X14

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds,Double Pane Windows,Insulated Windows),Bathroom (Full)
  • Level: Main
  • Area: 252
  • Dimensions: 14X18

Office

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 120
  • Dimensions: 12X10

Other

  • Level: Basement
  • Area: 338
  • Dimensions: 26X13

Recreation Room

  • Level: Basement
  • Area: 432
  • Dimensions: 18X24

Walk In Closet

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 35
  • Dimensions: 7X5

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 272703379020
  • Zoning: SINGL
  • Special condition: Standard
  • Other equipment: Water-Softener Owned,Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 110.23x149.89

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$677$8,124
Property Taxes $626$7,512
Electricity $261$3,137
Total$3,586$43,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,948/yr
40% on housing$107,580/yr
45% on housing$95,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 60921$104
Livingston County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 60921$86
Livingston County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listing removed--
2026-04-17Listed for sale$400,000
2024-09-13Sold$233,000
2024-08-16Contingent$245,000
2024-07-27Listed for sale$245,000

For Sale by Agent

AgentAmber Barsema
BrokerageKeeley Real Estate

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