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321 E Beecher Ave, Jacksonville, IL, 62650

1beds
1baths
776sqft
$38,000
$49price/sqft
$415/moest. monthly cost
$16,600/yrincome needed

About This Home

Affordable investment opportunity with plenty of potential! This 1-story home features a full basement and a brand-new HVAC system, providing a great start for your renovation plans. The seller had begun updating the property before relocating, leaving the remaining improvements for the next owner to complete. The home is priced to reflect its need for repairs and updates, making it an excellent opportunity for investors, flippers, or buyers looking to build equity. Enjoy a large backyard with an unattached lawnmower/tool shed, plus a small, easy-to-maintaine front yard. Bring your vision and unlock the potential this property has to offer!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
4/10
2/10
Jacksonville High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 776

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 776 sqft

Property

Details

  • Parcel number: 0921128013
  • Special condition: Listing As Is

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,098 sqft
  • Features: Back Yard,Corner Lot,Front Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $192$2,304
Home Insurance *$40$480
Property Taxes $53$636
Electricity $130$1,569
Total$415$4,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,228/yr
40% on housing$12,450/yr
45% on housing$11,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 62650$85
Morgan County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 62650$98
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$38,000
2024-07-31Sold$15,000
2024-06-26Pending sale$16,900
2024-05-29Price change$16,900
2024-04-10Listed for sale$19,900

For Sale by Agent

AgentJon Havlin
BrokerageTarrant and Harman Real Estate and Auction Co

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