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2164 Southville Pike, Shelbyville, KY, 40065

5beds
2baths
2,997sqft
$360,000
$120price/sqft
$2,568/moest. monthly cost
$102,720/yrincome needed

About This Home

Back on market due to change in buyers financing. Escape to the country on this beautiful 1.5-acre property in Shelby County—your gateway to the mini-farm lifestyle you've been dreaming of. This 5-bedroom, 2-full-bath split-level home offers plenty of room to spread out, inside and out. Two versatile outbuildings are ready for your workshop, hobby farm, livestock, or storage needs, while the durable metal roof means worry-free living for years to come. Bring your chickens, plant your garden, and enjoy wide-open space with room to grow. Best of all, it's priced below recent appraisal—a rare opportunity to build instant equity while embracing peaceful country living. Whether you're homesteading or just craving room to breathe, this one delivers. Come see the possibilities for yourself! There is a 48 hour active first right of refusal in place on this homebeing sold to settle an estate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walkout Unfinished

Bedroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,206
  • Finished area above ground: 1,791

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,791
  • Total interior livable area: 2,997 sqft

Kitchen

  • Level: Basement

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 05400008

Features

  • Levels: Multi/Split
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Partial

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 00

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$175$2,100
Property Taxes $337$4,044
Electricity $236$2,840
Total$2,568$30,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,045/yr
40% on housing$77,040/yr
45% on housing$68,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 40065$178
Shelby County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 40065$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$360,000
2026-07-28Contingent$360,000
2026-07-21Listed for sale$360,000

For Sale by Agent

AgentTom Waggener
BrokerageCaperton Realty

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