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96 Fox Dr, Farmington, MO, 63640

5beds
3baths
1,458sqft
$349,900
$240price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Beautifully updated 5-bedroom, 3-bath home in the Hunters Ridge subdivision, located just over 5 miles north of downtown Farmington. This 2,048 sq ft property sits on a 0.38-acre lot and offers the rare opportunity for two separate living quarters with a fully finished walk-out basement. The main level features a spacious living room with vaulted ceilings, an open dining area, and a kitchen with custom cabinetry and access to the deck overlooking the fenced backyard. The main floor includes 3 bedrooms and 2 full bathrooms, including a large primary suite with a walk-in closet and private bath. New carpet has been installed in all bedrooms, and a large walk-in laundry room provides excellent storage and convenience. The fully finished walk-out basement offers 2 additional bedrooms, a full bathroom, a full kitchen, living room, and a large laundry closet—ideal for extended family, or guests. The basement has new flooring throughout. The entire home has been freshly painted, with detailed attention given to repairs and recent improvements. Property includes a 2-car attached garage, fenced yard, and is located within the Central School District. Move-in ready and beautifully maintained. A rare chance to own a large, remodeled home in a desirable neighborhood with flexible living options.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
West Elementary SchoolGrades 3-55.7 mi
7/10
Central Middle SchoolGrades 6-83.4 mi
7/10
Central High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Roof: Architectural Shingle
  • Construction materials: Blown-In Insulation,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Laundry Closet,Laundry Room,Lower Level,Main Level,Multiple Locations,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sleeping Area,Sump Pump,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,In-Law Floorplan,Kitchen Island,Kitchen/Dining Room Combo
  • Flooring: Carpet,Plank
  • Finished area below ground: 1,044
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Property

Details

  • Parcel number: 091001000000012.17
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck
  • Fencing: Chain Link,Fenced

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$323$3,876
Property Taxes $183$2,196
Electricity $141$1,693
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 63640$215
St. Francois County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 63640$146
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$349,900
2026-06-02Contingent$349,900
2026-04-30Listed for sale$349,900
2026-03-07Listing removed$349,900
2026-02-20Listed for sale$349,900
2026-02-08Contingent$349,900
2025-12-15Listed for sale$349,900
2025-07-23Sold--
2025-07-13Contingent$230,000
2025-06-18Price change$230,000
2025-06-12Price change$249,000
2025-05-30Price change$259,900
2025-05-25Price change$269,000
2025-05-20Listed for sale$289,000
2016-04-15Sold--
2016-03-26Pending sale$189,900
2016-03-23Listed for sale$189,900
2016-03-02Pending sale$189,900
2015-12-30Price change$189,900
2015-11-09Listed for sale$199,900

For Sale by Agent

AgentJeremy D Hinkebein
BrokerageMidwest Real Estate

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