4009 Borneo St, Bay Saint Louis, MS, 39520
About This Home
Experience the ultimate Mississippi Gulf Coast waterfront lifestyle in this stunning furnished 5-bedroom, 3-bath canal-front home in the sought-after Riverview community of Bay St. Louis. Offering over 2,500 square feet of thoughtfully designed living space, this two-story retreat combines modern comfort, coastal charm, and direct boating access to the Jourdan River. Step inside to an inviting open-concept floor plan where the spacious living room seamlessly flows into the dining area and well-appointed kitchen. Vaulted ceilings, beautiful designer light fixtures, and abundant windows fill the home with natural light, creating a bright and airy atmosphere throughout. The kitchen is a showstopper, featuring stainless steel appliances, ample cabinetry, a breakfast bar, and a striking blue tile backsplash that adds the perfect coastal touch. The private primary suite is located on the second floor and offers a peaceful retreat complete with a walk-in closet, oversized vanity, and walk-in shower. Four additional bedrooms provide plenty of space for guests or vacation rental opportunities. Outdoor living is where this property truly shines. Relax on the covered rear porch overlooking the canal, or entertain in style beneath the home in the expansive outdoor living area. Complete with an outdoor kitchen, dining space, cabinetry, microwave, and refrigerator, this space was designed for gathering with friends after a day on the water. Boating enthusiasts will appreciate the private boat and jet ski lift with direct canal access to the Jourdan River, placing some of the Gulf Coast's best fishing, boating, and waterfront dining just moments away. A cargo lift provides added convenience for transporting groceries, luggage, and supplies to the main living level. Whether you're searching for a full-time residence, vacation getaway, or investment property, this turnkey waterfront home offers the perfect blend of comfort, convenience, and coastal living in one of Bay St. Louis' most desirable waterfront communities. Home is sold furnished.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2008
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Vinyl,Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Ice Maker,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Eat-in Kitchen,Elevator,High Ceilings,Open Floorplan,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s),Breakfast Bar,Kitchen Island
- Door features: French Doors,Insulated
- Window features: Insulated Windows
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric,Multi Units
Interior Area
- Total structure area: 2,525
- Total interior livable area: 2,525 sqft
Property
Details
- Parcel number: 135l039156.000
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Rear Porch
- Exterior features: Boat Slip,Lighting,Outdoor Kitchen
- Fencing: None
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Boat Dock,Canal Front,River Access
Lot
- Lot size: 7,405 sqft
- Features: Interior Lot,Level,Views
- Lot size dimensions: 61 x 123 x 61 x 125
Parking
- Total spaces: 1
- Parking features: Driveway,On Site,Direct Access,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $1,284 | $15,408 |
| Property Taxes | $522 | $6,264 |
| Electricity | $234 | $2,817 |
| Total | $6,843 | $82,116 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $950,000 |
| 2013-06-27 | Listing removed | $382,000 |
| 2013-04-19 | Listed for sale | $382,000 |
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