




66356 Otter Road, Montrose, CO, 81401
About This Home
Spacious, updated in-town home on 1 acre with no HOA, no covenants, and beautiful mountain views. With nearly 3,000 square feet, 4 bedrooms, and 2.5 baths, this home offers the space you want with the peaceful feel of a rural setting. Large windows fill the home with natural light, while mature trees and surrounding views create a setting that feels private and open at the same time. The kitchen is a standout, featuring brand new stainless appliances, quartz countertops, abundant cabinetry, a pantry, and a functional bar that opens seamlessly to the dining and living areas. Just off the dining space, step onto the expansive covered patio, perfect for entertaining or enjoying quiet Colorado evenings year round. The main level primary suite offers a true retreat with a spacious layout, soaking tub, tiled shower, double vanity, and a large walk in closet. Upstairs, you will find three additional bedrooms, a generous second living area, and a well appointed bathroom with a tiled shower, giving everyone room to spread out. Additional features include a dedicated laundry room with new washer and dryer, a convenient half bath, and plenty of storage throughout, including oversized closets and under stair storage. The three car garage with keypad entry, along with extra space for RV or trailer parking, adds even more flexibility. With no HOA or covenants, you have the freedom to truly make this property your own, whether that means adding a shop or simply enjoying the extra space. Located on the desirable south side of Montrose, you are just minutes from schools, shopping, dining, and the Montrose Recreation Center while still enjoying a quieter, more open setting. This home offers the rare combination of space, updates, and flexibility all in one property.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Roof: Composition
- Construction materials: Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: W/D Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Dining Room
- Features: Eat-in Kitchen,Kitchen Bar
Features
- Ceiling Fan(s),Pantry,Walk-In Closet(s),Game Room,Mud Room
- Window features: Window Coverings
- Flooring: Carpet-Partial,Laminate,Tile
- Finished area above ground: 2,861
Interior Area
- Total structure area: 2,861
- Total interior livable area: 2,861 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 399303309001
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Porch,Patio
- Exterior features: Landscaping,Lawn Sprinklers
- Has view: Yes
- View description: Mountain(s),Valley
Lot
- Lot size: 1 Acres
- Features: Cleared
Parking
- Total spaces: 3
- Parking features: Attached Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $259 | $3,108 |
| Property Taxes | $299 | $3,588 |
| Electricity | $215 | $2,591 |
| Total | $5,824 | $69,888 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $999,000 |
| 2026-03-30 | Listing removed | $999,000 |
| 2026-03-06 | Price change | $999,000 |
| 2025-09-29 | Listed for sale | $1,100,000 |
| 2009-12-30 | Sold | $3,750,000 |
