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6805 Silver Creek Dr, Davenport, IA, 52806

3beds
2baths
1,196sqft
$325,000
$272price/sqft
$2,427/moest. monthly cost
$97,080/yrincome needed

About This Home

Welcome home to 6805 Silvercreek Drive, where thoughtful updates, comfortable living spaces, and a peaceful neighborhood come together to create the perfect place to call home. Inside, you'll find a move-in-ready, 3-bedroom, 1¾-bath home with carpet fully replaced in 2024. The finished basement provides flexible additional living space that's perfect for a family room, home office, workout area, or playroom, with plenty of room for storage as well. Potential for two additional conforming bedrooms in the basement. Step outside to enjoy the spacious, fully fenced backyard and composite deck —ideal for entertaining, gardening, pets, or simply relaxing in your own private outdoor space. Seller requests a closing on or around October 31st. Come see everything this beautiful home has to offer!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
2/10
Wood Intermediate SchoolGrades 6-81.5 mi
4/10
North High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,196 sqft

Property

Details

  • Parcel number: W041906C

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$202$2,424
Property Taxes $461$5,532
Electricity $121$1,452
Total$2,427$29,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,211/yr
40% on housing$72,810/yr
45% on housing$64,720/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 52806$141
Scott County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 52806$138
Scott County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$320,000
2026-07-22Listed for sale$325,000
2024-07-18Sold$275,000
2024-06-07Pending sale$285,000
2024-06-01Listed for sale$285,000
2019-06-03Sold$220,000
2019-04-05Pending sale$229,900
2019-03-05Listed for sale$229,900
2014-03-28Sold$189,000
2014-02-25Pending sale$192,000
2014-01-21Price change$192,000
2013-11-21Price change$195,000
2013-10-02Listed for sale$198,000
2011-05-17Sold$190,000
2010-04-29Sold$20,000

For Sale by Owner

AgentProperty Owner

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