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3222 4th Avenue Pl, Sioux City, IA, 51106

2beds
2baths
980sqft
$194,500
$198price/sqft
$1,524/moest. monthly cost
$60,960/yrincome needed

About This Home

This inviting 2-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and style. The open floor plan creates a bright and spacious living area that's ideal for both everyday living and entertaining. The well-designed layout provides seamless flow between the living, dining, and kitchen spaces, making it easy to gather with friends, as well as an inviting front porch! The finished lower level adds valuable living space that can be used as a family room, recreation area, home office, or workout room—offering flexibility to fit your lifestyle. Whether you're looking for your first home, downsizing, or simply searching for low-maintenance living with extra space, this home is ready to welcome you.

Getting Around

35
WalkingCar-Dependent
22
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

5/10
Spalding Park ElementaryGrades PK-51.0 mi
7/10
East Middle SchoolGrades 6-81.6 mi
5/10
East High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 196
  • Finished area above ground: 784

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 88470615006
  • Zoning: Residentia
  • Zoning description: Residentia

Features

  • Patio & porch: 3 Season Porch,Porch

Lot

  • Lot size: 6,534 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $983$11,796
Home Insurance *$153$1,836
Property Taxes $267$3,204
Electricity $121$1,452
Total$1,524$18,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,251/yr
40% on housing$45,720/yr
45% on housing$40,640/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$152
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$194,500
2026-07-12Listed for sale$199,500
2024-09-04Sold$170,000
2024-07-19Pending sale$170,000
2024-07-16Listed for sale$170,000
2017-03-02Sold$87,000
2017-01-27Pending sale$89,950
2017-01-12Listed for sale$89,950

For Sale by Agent

AgentJulie Stevenson Fischer
BrokeragePremier Realty Group

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