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2500 Shields Ave, Sioux City, IA, 51106

3beds
3baths
2,895sqft
$307,500
$106price/sqft
$2,420/moest. monthly cost
$96,800/yrincome needed

About This Home

Discover the feeling of stepping into a brand-new home at 2500 Shields Avenue. Completely renovated from the foundation up, this stunning Morningside property blends modern style with worry-free living thanks to full structural, mechanical, and cosmetic upgrades completed in 2025–2026. The exterior makes a bold first impression with all-new siding, new gutters, stylish matte-black lighting, and a full new concrete driveway- giving the home crisp curb appeal from day one. Inside, every surface has been refreshed. Enjoy all-new drywall, fresh insulation, new interior doors and trim, luxury vinyl plank flooring, and new carpet upstairs, all finished in a warm, modern palette. The kitchen feels straight out of a design magazine with brand-new cabinetry, new countertops, new tiled backsplash, new sink & fixtures, and a new appliance package (That STAY!) - a true centerpiece for entertaining and everyday living. Every bathroom has been transformed with new tile, Kerdi waterproofing, new vanities, new toilets, and LED backlit anti-fog mirrors, creating a spa-like experience throughout the home. Behind the scenes, the home is just as impressive: new electrical, new HVAC, new plumbing supply and drain lines, and a passed gas pressure test ensure long-term peace of mind. The finished, walkout basement has been fully rebuilt with new framing, concrete, drywall, and flooring, offering an opportunity for an additional living space, a mother-in-law suite, or future expansion on the unfinished side. This home delivers the rare opportunity to enjoy new-construction quality in an established neighborhood, located just blocks from Floyd Golf Course. Move in and start living, everything has already been done for you. Agent is related to Seller. See a full list of improvements in attached documents.

Getting Around

30
WalkingCar-Dependent
20
TransitMinimal Transit
18
BikeSomewhat Bikeable

Schools

5/10
Spalding Park ElementaryGrades PK-51.2 mi
7/10
East Middle SchoolGrades 6-82.2 mi
5/10
East High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Not Included
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Loft,Master Bath,Master WI Closet,New Bath,New Kitchen,Granite/Quartz,Kitchen Island
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 552
  • Finished area above ground: 2,343

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,895
  • Total interior livable area: 2,895 sqft

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 19193884801211012

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: No Garage,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,554$18,648
Home Insurance *$243$2,916
Property Taxes $408$4,896
Electricity $215$2,591
Total$2,420$29,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,971/yr
40% on housing$72,600/yr
45% on housing$64,533/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$152
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$307,500
2026-07-10Price change$319,500
2026-06-25Listed for sale$329,500
2021-09-30Sold$57,850
2021-08-25Listed for sale$59,950

For Sale by Agent

AgentAudrey Hoekstra
BrokerageGateway Real Estate Advisors

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