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15-1948 12th Ave, Keaau, HI, 96749

4beds
3baths
1,852sqft
$549,000
$296price/sqft
$3,547/moest. monthly cost
$141,880/yrincome needed

About This Home

Discover the perfect blend of comfort and tropical living in this 4-bedroom, 3-bath residence on paved 12th Ave in Hawaiian Paradise Park. Set on a fully fenced and cleared acre, this property offers peace of mind with a private, motorized gated entry. The grounds are a true gardener's dream, featuring an established bounty of papaya, lime, pineapple, tangerine, banana, and coconut trees, all nestled among a variety of vibrant, mature tropical plants. Inside, the home greets you with dramatic 20-foot ceilings and sleek ceramic tile flooring throughout. The heart of the home is a beautifully updated kitchen boasting elegant quartz countertops and rich Alderwood cabinetry, perfect for culinary adventures. The spacious living room creates a welcoming atmosphere and includes a thoughtfully placed office nook, ideal for those working from home. The primary suite is a true retreat, offering a spacious walk-in closet and a generous ensuite bath. On the opposite wing of the main level, you will find a quiet guest bedroom adjacent to a full bathroom. For year-round comfort, the main level bedrooms are equipped with individual split-zone air conditioning units. Upstairs, the home provides two additional well-sized bedrooms and a third full bathroom, providing ample space for family or visiting guests. Beyond the main home, the property includes a spacious detached garage. Sustainability is prioritized with a fully owned, efficient photovoltaic system complete with battery backup and level 2 car charger with NACS connector. The water system has been recently updated, featuring a reliable catchment tank, a new pressure tank, and a modern Quantum Disinfection System for total peace of mind. This exceptional home captures the essence of Big Island living with its meticulous updates, versatile layout, and lush landscaping. Property video: https://realestatevideos.vids.io/videos/aa9adeb51b1ee7c720/15-1948-12th-ave

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave Hood,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Air Conditioning,Zoned

Interior Area

  • Total structure area: 1,852
  • Total interior livable area: 1,852 sqft

Property

Details

  • Parcel number: 3150261200000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Fencing: Chain Link,Full
  • Topography of land: Fairly Level

Lot

  • Lot size: 1 Acres
  • Features: Grassy

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$173$2,076
Property Taxes $2$24
Electricity $596$7,156
Total$3,547$42,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,611/yr
40% on housing$106,410/yr
45% on housing$94,586/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 96749$319
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96749$366
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$499,000
2026-08-06Price change$535,000
2026-07-23Price change$549,000
2026-07-14Listed for sale$568,000
2026-01-09Sold$540,000
2025-11-26Contingent$530,000
2025-10-08Listed for sale$530,000
2025-08-26Listing removed$590,000
2025-04-10Listed for sale$590,000
2024-12-05Listing removed$639,000
2024-09-18Listed for sale$639,000
2024-07-30Listing removed$619,000
2024-05-13Listed for sale$619,000
2021-01-13Sold$373,000
2020-12-30Contingent$379,000
2020-12-01Pending sale$379,000
2020-11-30Contingent$379,000
2020-11-12Listed for sale$379,000
2015-01-02Sold$265,000
2005-06-03Sold$274,000

For Sale by Agent

AgentHoward Meguro
BrokerageColdwell Banker Island Properties - Hilo

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