4150 Ridge Rd APT 22, Stevensville, MI, 49127
About This Home
Welcome to Surf Side Condominiums—where luxury, location, and Lake Michigan living meet. This impeccably updated 2-bedroom, 1.5-bath condo at 4150 Ridge Rd, Unit 22, offers sophisticated coastal living just steps from the shoreline. Every detail has been thoughtfully reimagined, featuring luxury vinyl plank flooring, custom cabinetry, quartz countertops, new appliances, and beautifully redesigned baths with modern fixtures and timeless finishes. The open-concept layout is bathed in natural light and opens to a private patio ideal for relaxing or entertaining against a backdrop of Lake Michigan's shimmering waters. Enjoy the resort-style amenities of Surf Side, including a lakeside pool, impeccably maintained grounds, and direct Lake Michigan frontage with beach access. Perfectly positioned near Grand Mere State Park, charming downtown Stevensville, and I-94 for effortless commuting. Whether seeking a full-time residence or a serene getaway, this condo offers elevated style, convenience, and the pinnacle of coastal luxury. Only 1.5 hours from Chicago and close to premier Southwest Michigan destinations St. Joseph, Union Pier, New Buffalo, and Lakeside are all moments away. Become part of this beautiful lakeside community and savor million-dollar Lake Michigan views, unforgettable sunsets, and peaceful sundowners from your private patio.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Construction materials: Brick
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer
- Laundry features: Common Area,In Unit,Main Level
Basement
- Basement: Slab
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Vinyl
Heating
- Heating features: Baseboard
Interior Area
- Total structure area: 963
- Total interior livable area: 963 sqft
Property
Details
- Parcel number: 1273500022006
Features
- Stories: 1
- Private pool: Yes
- Pool features: Indoor,Association
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Lake Michigan
Lot
- Features: Shrubs/Hedges
Parking
- Total spaces: 1
- Parking features: Detached,Carport
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,739 | $20,868 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $292 | $3,504 |
| Electricity | $188 | $2,259 |
| Total | $2,321 | $27,852 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $344,000 |
| 2026-03-31 | Pending sale | $358,000 |
| 2026-03-09 | Contingent | $358,000 |
| 2026-02-05 | Listed for sale | $358,000 |
| 2025-12-16 | Listing removed | $364,900 |
| 2025-10-20 | Price change | $364,900 |
| 2025-08-30 | Listed for sale | $375,000 |
| 2025-07-18 | Contingent | $375,000 |
| 2025-06-23 | Price change | $375,000 |
| 2025-05-09 | Listed for sale | $395,000 |
| 2022-07-12 | Sold | $185,000 |
| 2020-10-12 | Sold | $159,000 |
| 2020-10-02 | Pending sale | $170,000 |
| 2020-06-29 | Price change | $170,000 |
| 2020-06-17 | Listed for sale | $175,000 |
| 2013-09-16 | Sold | $144,200 |
View on Zillow