See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2285 W HIGHWAY 318, Citra, FL, 32113

4beds
3baths
6,878sqft
$1,050,000
$153price/sqft
$7,802/moest. monthly cost
$312,080/yrincome needed

About This Home

Timeless craftsmanship, wide-open spaces, and the kind of horse property that’s becoming increasingly difficult to find. Situated on 9.44 beautifully fenced acres in Marion County, this classic all-brick ranch estate offers approximately 3,600 square feet of thoughtfully designed living space where comfort meets country elegance. Inside you’ll discover four spacious bedrooms, three full baths, multiple living areas, wood-burning fireplace, a private guest or in-law suite with its own living room, abundant storage, oversized pantries, and room for everyone to spread out. Step outside and experience farm living at its finest with a massive 50x50 enclosed steel-framed building, an attached 50x20 covered work area, an additional open-sided barn, RV parking with full hookups, two wells, a durable metal roof, newer water heater, dual HVAC systems, a two-car garage, oversized three-car carport, and breathtaking views from the expansive front porch. Conveniently located between Ocala and Gainesville and just minutes from Orange Lake, this is a rare opportunity to own a truly exceptional Marion County horse farm where quality construction and country living come together. Home needs some updating but is in exceptional condition for age and dated finishes. Metal Roof is 2017

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
North Marion High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Ranch
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,250
  • Total interior livable area: 6,878 sqft

Kitchen

  • Features: Linen Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bathroom

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 0296003011
  • Zoning: A1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 9.44 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$529$6,348
Property Taxes $1,272$15,264
Electricity $692$8,306
Total$7,802$93,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,497/yr
40% on housing$234,060/yr
45% on housing$208,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 32113$202
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 32113$187
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-10Listed for sale$1,050,000

For Sale by Agent

AgentErnest Martinez
BrokerageEVM TOTAL REAL ESTATE SOLUTION

Similar Homes