See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1851 Ironwood Ave, Morro Bay, CA, 93442

2beds
2baths
1,410sqft
$869,000
$616price/sqft
$5,722/moest. monthly cost
$228,880/yrincome needed

About This Home

Welcome to the beautifully designed, single level and fully furnished townhome in the charming, 14-unit Morro del Mar Village. Everything is included: furniture, fixtures, appliances,TVs, décor, all kitchen supplies, bedding, washer, dryer, bicycles, beach toys and more. You can start vacationing in Morro Bay the day you close escrow! This corner unit offers privacy, quality construction with all rooms on a single level (two-car garage is downstairs.) The property has been professionally decorated with style and grace and features many items purchased in Italy. The living and dining areas have a wonderful open feel with 15-feet ceilings and clerestory windows. More features to love: Fireplace, queen size sofa sleeper, tankless water heater, Milgard windows, skylights, sound-reducing and energy-efficient construction, central heating, custom railings, electric grill and guest parking. The balcony off the living room and primary bedroom have incredible views of the Morro Creek valley, orchards and surrounding hillsides. And yet, it is quick hop to the beach, the Embarcadero and Highway One. The patio off the second bedroom opens to the lush, Mediterranean-style courtyard with a fountain and fire-pit in the shared common area. Exterior repainted 2026. Check out the 3-D home tour! This home is currently an active vacation rental so showing availability may be limited, contact your Realtor to schedule a showing. Short term rental license cannot to be transferred to a new owner. Information is deemed reliable but not guaranteed. Buyers should conduct their own due diligence to verify all details. Per the City of Morro Bay, the vacation rental license cannot be transferred to a new owner.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
8/10
Los Osos Middle SchoolGrades 6-84.4 mi
8/10
Morro Bay High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2013

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Water Heater,Dryer,Washer

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Balcony,Ceiling Fan(s),Furnished,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall,End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,410 sqft

Master Bedroom

  • Features: Main Level Primary

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 068232008
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Dining table,attached metal bookshelves

Features

  • Levels: Two
  • Stories: 2
  • Entry location: East side
  • Pool features: None
  • Has view: Yes
  • View description: Hills,Valley

Lot

  • Lot size: 1,702 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,394$52,728
Home Insurance *$126$1,512
Property Taxes $804$9,648
Electricity $398$4,786
Total$5,722$68,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,182/yr
40% on housing$171,660/yr
45% on housing$152,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$616This listing

vs Other Active Listings

Avg $/sqft

ZIP 93442$444
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93442$654
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$869,000
2015-07-31Sold$549,000
2015-05-21Listed for sale$559,000

For Sale by Agent

AgentRobert Elzer
BrokerageBeach-N-Bay Getaways Realty

Similar Homes