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108 Manor Ln, Fort Thomas, KY, 41075

5beds
3baths
1,995sqft
$695,000
$348price/sqft
$4,154/moest. monthly cost
$166,160/yrincome needed

About This Home

The Belgium Consulate built in 1923 in one of the more prestigious neighborhoods in Northern Kentucky. This 5 bedroom, 3 full bath home is a spectacular place to raise a family. Crown molding, Lead Glass Chandelier, SPACIOUS ROOMS, Newer Roof, Hardwood flooring and 3 fireplaces. Live in the center of town on a no outlet street. Walkable access to entertainment, churches and schools. Plenty of yard space for a pool. Excellent Mother / Daughter or Generational home.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

10/10
Moyer Elementary SchoolGrades PK-50.5 mi
8/10
Highlands Middle SchoolGrades 6-80.7 mi
10/10
Highlands High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1923

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Oven,Electric Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Water Softener
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Basement,Laundry Room,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom2

  • Features: Double Vanity,Full Finished Bath
  • Level: Second
  • Area: 84
  • Dimensions: 12 x 7

Bathroom3

  • Features: Full Finished Bath,Tub With Shower
  • Level: Lower
  • Area: 56
  • Dimensions: 7 x 8

Bedroom2

  • Features: Carpet Flooring,Window Treatments
  • Level: Upper
  • Area: 154
  • Dimensions: 11 x 14

Bedroom3

  • Features: Carpet Flooring
  • Level: Upper
  • Area: 110
  • Dimensions: 11 x 10

Bedroom4

  • Features: Carpet Flooring
  • Level: Upper
  • Area: 204
  • Dimensions: 12 x 17

Bedroom5

  • Features: Carpet Flooring
  • Level: Upper
  • Area: 154
  • Dimensions: 11 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Wood Cabinets,See Remarks,Ceramic Tile Flooring,Recessed Lighting
  • Level: Lower
  • Area: 364
  • Dimensions: 28 x 13

Dining Room

  • Features: Built-in Features,Chandelier,Carpet Flooring,French Doors,Hardwood Floors,Window Treatments
  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Family Room

  • Features: Carpet Flooring,Fireplace(s)
  • Level: Lower
  • Area: 252
  • Dimensions: 18 x 14

Features

  • Tile Counters,Open Floorplan,Eat-in Kitchen,Crown Molding,Chandelier,Bookcases,Breakfast Bar,Built-in Features,Beamed Ceilings,Butler's Pantry,Ceiling Fan(s),Recessed Lighting
  • Window features: Vinyl Frames
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 1,995 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Fireplace(s),Hardwood Floors,Kitchen Island,Pantry,Walk-Out Access
  • Level: First
  • Area: 484
  • Dimensions: 22 x 22

Laundry

  • Features: Built-in Features,Concrete Flooring,Utility Sink
  • Level: Lower
  • Area: 280
  • Dimensions: 20 x 14

Living Room

  • Features: Built-in Features,Bookcases,Carpet Flooring,Fireplace(s),Hardwood Floors,Window Treatments
  • Level: First
  • Area: 320
  • Dimensions: 20 x 16

Other

  • Features: See Remarks
  • Level: Lower
  • Area: 550
  • Dimensions: 25 x 22

Primary Bath

  • Features: Marble Flooring,Shower,Tub
  • Level: First
  • Area: 56
  • Dimensions: 7 x 8

Primary Bedroom

  • Features: Bath Adjoins,Carpet Flooring,Window Treatments
  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Kitchen

Details

  • Parcel number: 9999912855.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Private Yard
  • Residential vegetation: Brush

Lot

  • Lot size: 0.28 Acres
  • Features: Rolling Slope,Sloped
  • Lot size dimensions: .275 acre

Parking

  • Total spaces: 2
  • Parking features: Driveway,No Garage,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$304$3,648
Property Taxes $179$2,148
Electricity $157$1,890
Total$4,154$49,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,422/yr
40% on housing$124,620/yr
45% on housing$110,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 41075$238
Campbell County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 41075$238
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$645,000
2026-07-17Price change$695,000
2026-06-26Listed for sale$725,000
2022-05-24Listing removed--
2022-05-10Listed for sale$565,000

For Sale by Agent

AgentMarc Caudill
BrokerageNeltner Realty

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