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63341 Thorn Rd, North Liberty, IN, 46554

4beds
3baths
4,696sqft
$1,150,000
$245price/sqft
$8,513/moest. monthly cost
$340,520/yrincome needed

About This Home

Truly a rural living opportunity for a 108 acre plus farm and custom built high end Premium home, shop and pool. Income producing farm with 83 tillable acres, has creek and wooded areas that support deer, turkey and waterfowl hunting on the farm as well as a "family campground area, fire pits open areas and secluded. Home has many desirable features including a "gun or safe room: all concrete walls, floor and ceiling, steel door Enjoy massive window walls and huge deck area on rear for entertaining. Very nice in-ground pool, fenced, pool shack, must see! Can be purchased in entirety or house can be purchased separately with 20 acres, talk to LO for details. Much to much to List here! Close to South Bend, Notre Dame and new Amazon / GM plants.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Wilson Primary CenterGrades PK-58.6 mi
9/10
2/10
Washington High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Exhaust Fan,Gas Oven,Water Filtration System,Gas Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec,Sink,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Main
  • Area: 280

Features

  • Ceiling-9+,Cathedral Ceiling(s),Tray Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Cedar Closet(s),Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Entrance Foyer,Natural Woodwork,Open Floorplan,Pantry,Stand Up Shower,Main Level Bedroom Suite,Great Room,Custom Cabinetry
  • Door features: Six Panel Doors,Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Kitchen,Living Room,Recreation Room,1st Bdrm,2nd Bdrm,3rd Bdrm,Gas Log,Basement
  • Fireplace: Yes
  • Finished area below ground: 2,248
  • Finished area above ground: 2,448

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,High Efficiency Furnace
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,896
  • Total interior livable area: 4,696 sqft

Kitchen

  • Level: Main
  • Area: 270

Living Room

  • Level: Main
  • Area: 360

Property

Details

  • Parcel number: 711217100002.000010
  • Zoning: A
  • Zoning description: Agriculture
  • Other equipment: Generator Built-In,Generator,Generator-Whole House

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Deck
  • Exterior features: Fire Pit,Irrigation System,Workshop
  • Has spa: Yes
  • Spa features: Jet/Garden Tub
  • Fencing: Vinyl
  • Waterfront features: Creek

Lot

  • Lot size: 108.56 Acres
  • Features: Level,Few Trees,Sloped,15+,Rural,Landscaped
  • Lot size dimensions: 2800' X 1688'

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,RV Access/Parking,Heated Garage,Garage Utilities,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$928$11,136
Property Taxes $1,340$16,080
Electricity $430$5,165
Total$8,513$102,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$291,874/yr
40% on housing$255,390/yr
45% on housing$227,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 46554$150
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46554$150
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-07Price change$2,250,000
2025-10-01Price change$1,150,000
2025-09-08Listed for sale$2,250,000

For Sale by Agent

AgentLarry Nickell
BrokerageWoodlands & Waters Real Estate, INC.

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