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2320 Harding Road, Augusta, GA, 30906

2beds
1baths
879sqft
$109,900
$125price/sqft
$1,028/moest. monthly cost
$41,120/yrincome needed

About This Home

NEW CARPET in BOTH BEDROOMS & NEW DECK INSTALLED! Welcome home to 2320 Harding Road, this charming and well-maintained 2-bedroom, 1-bath property offering comfort, privacy, and plenty of outdoor space to enjoy. Nestled on a large fenced-in lot, this home provides the perfect blend of cozy living and functional outdoor amenities. Inside, you'll find inviting living spaces filled with natural light, a practical floor plan, newly installed carpet in both bedrooms and a newly installed alarm system w/ digital keypad. Step outside to enjoy the expansive backyard with new deck-- ideal for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this property offers endless potential in a peaceful setting. Conveniently located with easy access to local shopping, Bobby Jones Expressway, dining, schools, and everyday conveniences, this home combines affordability, functionality, and charm all in one adorable package. Home is sold as is.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Built-In Electric Oven,Cooktop
  • Laundry features: Laundry Closet

Basement

  • Basement: None,Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main

Features

  • Eat-in Kitchen,Other
  • Flooring: Carpet,Vinyl,Wood,Ceramic Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 879
  • Total interior livable area: 879 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1092076000
  • Zoning: Residential
  • Special condition: Probate Listing

Features

  • Levels: One
  • Patio & porch: Deck,Patio,Front Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 0.27 Acres
  • Features: Landscaped
  • Lot size dimensions: 126 x 142 x 94 x 77

Parking

  • Parking features: Other,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$103$1,236
Property Taxes $151$1,812
Electricity $219$2,637
Total$1,028$12,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,245/yr
40% on housing$30,840/yr
45% on housing$27,413/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 30906$78
Richmond County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 30906$118
Richmond County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$109,900
2026-08-12Contingent$109,900
2026-06-18Price change$109,900
2026-05-26Listed for sale$115,000
2002-09-19Sold$48,438

For Sale by Agent

AgentJaime Putnam
BrokerageMeybohm Real Estate - Evans

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