550 Worcester Dr, Cambria, CA, 93428
About This Home
Built before the local ordinance that limits homes to 28 feet, this three-story, ~35’ home has views over the rooftops that start at the Pacific Ocean and go north from there, towards Piedras Blancas, Hearst Castle and the Santa Lucia mountains that surround Cambria from the east. The main structure is a one bedroom, two bath house with those incredible views. The other structure is a two car garage with an adjacent laundry room with an apartment above that includes a separate bedroom and an open kitchen/living room area with its own cool views of the ocean, the castle and the mountains as well! This property is a diamond in the rough, waiting for its next version of cool.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1974
Materials
- Foundation: Raised
- Roof: Composition,Shingle
- Construction materials: Shake Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Refrigerator
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Garage
Bathroom
- Features: Full Bath on Main Level,Laminate Counters,Separate Shower,Tile Counters,Tub Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Beamed Ceilings,Wet Bar,Ceiling Fan(s),High Ceilings,Laminate Counters,Open Floorplan,Storage,Bedroom on Main Level,Loft,Walk-In Closet(s)
- Flooring: Carpet,Vinyl,Wood
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Natural Gas,Wall Furnace
- Cooling features: None
Interior Area
- Total interior livable area: 1,425 sqft
Kitchen
- Features: Kitchen/Family Room Combo,Laminate Counters
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 022332005
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Side
- Pool features: None
- Fencing: Wood
- Has view: Yes
- View description: Coastline,Neighborhood,Ocean
- Has water view: Yes
- Water view: Coastline,Ocean
- Waterfront features: Ocean Side Of Highway
Lot
- Lot size: 3,500 sqft
- Features: Front Yard,Lawn,Level
Parking
- Total spaces: 2
- Parking features: Asphalt,Driveway Level,Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $808 | $9,696 |
| Electricity | $398 | $4,786 |
| Total | $5,927 | $71,124 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $899,000 |
| 1992-09-15 | Sold | $150,000 |
View on Zillow