1580 Emerson Rd, Cambria, CA, 93428
About This Home
Charming home in Cambria just 1.5± miles from downtown and a short walk to Fiscalini Ranch Preserve. This 2-story, 841± sq ft home features 1 bedroom and 1 full bath upstairs, plus a half bath downstairs. The cozy living room offers a stylish electric fireplace, while recent updates within the last 5–10 years include newer windows, roof, bathroom, flooring, and paint. Enjoy the drought-tolerant, low-maintenance yard and newer concrete patio—perfect for relaxing, entertaining, and effortless outdoor living. Washer and dryer hookups are located in the garage. A great opportunity to enjoy the Central Coast lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
- Laundry features: In Garage
Bathroom
- Features: Tub Shower
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- All Bedrooms Up
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: None
Interior Area
- Total interior livable area: 841 sqft
Property
Details
- Parcel number: 023223034
- Special condition: Standard
- Exclusions: Water system is leased
Features
- Levels: Two
- Stories: 2
- Entry location: Front Door
- Pool features: None
Lot
- Lot size: 4,188 sqft
- Features: Gentle Sloping
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,104 | $37,248 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $975 | $11,700 |
| Electricity | $398 | $4,786 |
| Total | $4,597 | $55,164 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Price change | $614,000 |
| 2026-07-15 | Listed for sale | $629,800 |
| 2026-07-03 | Contingent | $629,800 |
| 2026-05-15 | Listed for sale | $629,800 |
| 2021-11-25 | Listing removed | -- |
| 2021-11-17 | Listed for rent | $2,200 |
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