2326 Santa Ynez Ave, San Luis Obispo, CA, 93405
About This Home
Welcome to The Ridge at Monterey Heights - A luxury two home development nestled in the hills above Monterey Heights, San Luis Obispo. 2326 Santa Ynez (Lot 1) is a contemporary new construction home (built in 2020) with attached Accessory Dwelling Unit (ADU 2nd Unit). The home is perched on the hill dramatically overlooking the picturesque mountains and scenery beyond. Centrally located near Cal Poly and only minutes to Downtown SLO, the Monterey Heights neighborhood caters to families and students alike. The home is expertly designed by acclaimed architects TenOver Studio and custom built by luxury builder Ed Cuming Construction; maximizing views and functionality. This 3,246± Sq. Ft. home includes 5 bedrooms and 2.5 bathrooms within the main residence plus an attached 1 bedroom + 1 bathroom ADU below with private entrance; ideal for a large family or an investment property. Premium modern amenities include: custom solid wood cabinets certified by FSC, Tier 1 Caesarstone quartz countertops, engineered oak hardwood floors by Shaw, and GE Monogram professional grade appliances. The large wraparound deck allows panoramic views of the surrounding hills with ample space for entertaining guests. The Ridge is a true Net-Zero energy efficient home with 100%-Owned rooftop solar power, LG Chem Battery for onsite energy storage, and two ChargePoint electric vehicle chargers installed in the garage. Come experience contemporary living at The Ridge at Monterey Heights and schedule a walk-through.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled,Turnkey
- New construction: Yes
- Year built: 2020
Materials
- Foundation: Slab
- Construction materials: HardiPlank Type,Stucco,Synthetic Stucco
Other
- Builder name: Ed Cuming Construction
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: 6 Burner Stove,Convection Oven,Dishwasher,Microwave,Refrigerator,Dryer,Washer
- Laundry features: Inside
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Low Flow Plumbing Fixtures,Quartz Counters,Upgraded
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Balcony,In-Law Floorplan,Open Floorplan,Pantry,Stone Counters,Recessed Lighting,Storage,All Bedrooms Up,Primary Suite
- Window features: ENERGY STAR Qualified Windows,French/Mullioned,Insulated Windows
- Flooring: Tile,Wood
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,246 sqft
Kitchen
- Features: Kitchen Island,Kitchen/Family Room Combo,Quartz Counters,Self-closing Cabinet Doors,Self-closing Drawers,Utility Sink
Master Bedroom
- Features: Primary Suite
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 052136048
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Second Story
- Pool features: None
- Patio & porch: Wood,Wrap Around
- Exterior features: Rain Gutters
- Spa features: None
- Has view: Yes
- View description: Canyon,Mountain(s),Neighborhood
Lot
- Lot size: 7,228 sqft
- Features: Drip Irrigation/Bubblers,Sloped Down,Rectangular Lot
Parking
- Total spaces: 4
- Parking features: Door-Single,Garage Faces Front,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,377 | $136,524 |
| Home Insurance * | $329 | $3,948 |
| Property Taxes | $2,063 | $24,756 |
| Electricity | $696 | $8,352 |
| Total | $14,465 | $173,580 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $2,250,000 |
| 2026-06-19 | Listed for sale | $2,295,000 |
| 2023-09-01 | Sold | $1,700,000 |
| 2023-08-24 | Pending sale | $1,745,000 |
| 2023-08-11 | Price change | $1,745,000 |
| 2023-07-18 | Price change | $1,785,000 |
| 2023-06-26 | Listed for sale | $1,849,000 |
| 2020-12-01 | Sold | $1,500,000 |
| 2019-01-29 | Sold | $435,000 |
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