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129 S Olive St, Santa Paula, CA, 93060

2beds
1baths
670sqft
$549,000
$819price/sqft
$3,782/moest. monthly cost
$151,280/yrincome needed

About This Home

Welcome to 129 S Olive Street, a charming 2-bedroom, 1-bath home offering a fantastic opportunity in the heart of Santa Paula. With approximately 670 square feet of living space, this property is ideal for a first-time homebuyer, investor, or anyone looking for a smaller home with room to make it their own.One of the standout features of this property is the potential offered by the lot. Whether you're looking to create additional outdoor living space, expand the existing home, or explore the possibility of adding an ADU, this property provides plenty of opportunity for the new owner to bring their vision to life. Conveniently located near Downtown Santa Paula, local restaurants, shopping, schools, parks, and easy access to Highway 126, this home combines an established neighborhood setting with convenient access to everything the Heritage Valley has to offer.With its attractive price point and future potential, 129 S Olive Street is a great opportunity to own a single-family home in Ventura County. Bring your ideas and make this property your own!

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
Glen City ElementaryGrades K-60.6 mi
4/10
Isbell MiddleGrades 7-80.2 mi
5/10
Santa Paula HighGrades 9-120.5 mi

Construction

Condition

  • Year built: 1929

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 670 sqft

Property

Details

  • Parcel number: 1030211395
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Spa features: None
  • Fencing: Brick,Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 5,662 sqft
  • Features: Front Yard

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$97$1,164
Property Taxes $511$6,132
Electricity $398$4,786
Total$3,782$45,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,668/yr
40% on housing$113,460/yr
45% on housing$100,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$819This listing

vs Other Active Listings

Avg $/sqft

ZIP 93060$464
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93060$415
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$549,000

For Sale by Agent

AgentRudy Ramirez
BrokerageCentury 21 Masters

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