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18557 Caminito Pasadero Unit 391, San Diego, CA, 92128

1beds
1baths
716sqft
$380,000
$531price/sqft
$2,753/moest. monthly cost
$110,120/yrincome needed

About This Home

Experience the perfect blend of comfort and style in this bright 1-bedroom retreat located in the gated Morada community of Rancho Bernardo. The open-concept interior features a spacious living area with a cozy fireplace, but the true highlight is the expansive veranda. With dual access from both the living room and the bedroom, this outdoor space seamlessly extends your living area, perfect for morning coffee or sunset relaxation. Situated in the prestigious Poway Unified School District, this home offers resort-style amenities—including pools, tennis courts, and a fitness center—plus the convenience of an in-unit laundry.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10

Construction

Condition

  • Year built: 1993

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 716 sqft

Property

Details

  • Parcel number: 2727710609
  • Attached to another structure: Yes
  • Special condition: Notice Of Default

Features

  • Levels: One
  • Stories: 1
  • Entry location: First floor
  • Pool features: Association
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 3.45 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$70$840
Property Taxes $364$4,368
Electricity $398$4,786
Total$2,753$33,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,388/yr
40% on housing$82,590/yr
45% on housing$73,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$531This listing

vs Other Active Listings

Avg $/sqft

ZIP 92128$480
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92128$632
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2003-07-10Sold$205,000
2001-04-27Sold$131,500
1996-12-31Sold$84,000

Unknown Listed By

AgentOscar Caballero
BrokerageRISE Real Estate Group

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