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10228 Anacapa Ct, Rancho Cucamonga, CA, 91730

3beds
3baths
1,552sqft
$665,000
$428price/sqft
$4,553/moest. monthly cost
$182,120/yrincome needed

About This Home

SELLER PROVIDING A CREDIT TOWARD BUYER CLOSING COSTS FOR QUALIFIED BUYERS WITH AN ACCEPTABLE OFFER. This 3-bedroom, 3-bathroom residence spans 1,552 square feet of thoughtfully arranged space—comfortable, welcoming, and genuinely ready for its next owner to move right in. Recent updates set this home apart. Within the past two years, the kitchen and all bathrooms received a full refresh, complete with clean modern finishes and newer appliances throughout. The demanding work has already been handled, leaving you free to simply enjoy the results from day one. Outside, a pleasant retreat awaits, ideal for entertaining guests, unwinding after a long day, or savoring a quiet morning coffee. The cul-de-sac setting keeps the surroundings calm and free from through traffic. Move-in-ready homes in settings like this rarely linger. Come explore all that awaits, and picture your next chapter unfolding here.

Getting Around

47
WalkingCar-Dependent
32
TransitSome Transit
52
BikeBikeable

Schools

2/10
6/10
4/10
Chaffey High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Oven,Microwave,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: Granite Counters,Separate Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Granite Counters,Storage,All Bedrooms Up
  • Flooring: Carpet,Laminate
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,552 sqft

Kitchen

  • Features: Granite Counters,Remodeled,Updated Kitchen

Property

Details

  • Parcel number: 0209442170000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground level
  • Pool features: Community,Association
  • Patio & porch: Concrete
  • Has spa: Yes
  • Spa features: Community
  • Fencing: Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 3,733 sqft
  • Features: Cul-De-Sac,Front Yard

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$119$1,428
Property Taxes $674$8,088
Electricity $398$4,786
Total$4,553$54,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,102/yr
40% on housing$136,590/yr
45% on housing$121,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 91730$340
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91730$475
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$665,000
1998-07-30Sold$120,000

For Sale by Agent

AgentMichael Cowan
BrokerageJourney Real Estate

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