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819 Jeffrey Rd, Los Banos, CA, 93635

3beds
1baths
972sqft
$550,000
$566price/sqft
$3,819/moest. monthly cost
$152,760/yrincome needed

About This Home

What a dream opportunity! Two homes on one lot with the potential for a third!** This unique property is a great investment opportunity for someone looking to finish and customize a multi-unit property. The ADU is already underway and offers the chance to add significant value. Remaining improvements include stucco, flooring, window trim, kitchen cabinets, and roof completion. All permits have been paid for, and inspections have been completed. The foundation and plumbing for the Jr. ADU have been inspected and approved, adding even more potential to this property. Seller is offering the property **as-is**. A rehab loan or cash purchase is required. We can help you get connected to a loan officer. Bring your vision and make this property your own perfect for investors, multi-generational living, or anyone looking to create multiple income-producing units!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
2/10
Creekside Junior HighGrades 7-83.7 mi
4/10
Los Banos High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 972 sqft

Kitchen

  • Features: Kitchen/Family Combo

Property

Details

  • Parcel number: 428140015000
  • Zoning: R-2
  • Special condition: Standard

Lot

  • Lot size: 8,150 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire
Hail

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$141$1,692
Property Taxes $499$5,988
Electricity $398$4,786
Total$3,819$45,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,937/yr
40% on housing$114,570/yr
45% on housing$101,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$566This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$251
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$550,000
2025-09-15Listing removed--
2025-06-17Listed for sale$425,000
2022-07-25Sold$371,500
2022-06-10Pending sale$378,000
2022-06-01Price change$378,000
2022-05-20Listed for sale$398,000
2022-04-01Listing removed--
2022-03-10Pending sale$369,000
2022-03-03Listed for sale$369,000
2015-07-07Listing removed$1,000
2015-05-28Listed for rent$1,000
2002-02-13Sold$130,000

For Sale by Agent

AgentJennifer Villada-Cabrera
BrokerageColdwell Banker Kaljian & Associates

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