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20578 Pleasant Valley Rd, North San Juan, CA, 95960

3beds
3baths
1,456sqft
$524,900
$361price/sqft
$3,841/moest. monthly cost
$153,640/yrincome needed

About This Home

Perched above a peaceful mountain valley and surrounded by pines and native oaks, this private 4.79-acre foothill retreat captures the essence of Nevada County living. A paved driveway provides easy access directly from Pleasant Valley Road, leading to a sunny hillside setting with sweeping long-range views, exceptional privacy, and year-round accessibility. One of the property's most remarkable features is its location within the North San Juan Ridge Irrigation District raw water allocation system. The irrigation conveyance along the upper portion of the property carries seasonal irrigation water, creating the potential for orchards, vineyards, gardens, hobby farming, livestock, or other agricultural pursuits. Gravity-fed irrigation can eliminate the need for pumping, making this an exceptional opportunity for buyers seeking productive rural land. The gently sloping land offers an ideal blend of open space and natural beauty. Two heritage fig treesone originating from historic Bridgeport stock and the other from Old Camptonvilleremain as living reminders of the area's Gold Rush agricultural heritage. This property offers gardenrs and permaculture possibilities for , orchards, animals, row crops, or even a private pond. The home features a spacious wraparound deck that invites outdoor living, whether enjoying morning coffee, entertaining friends, or watching spectacular sunsets across the surrounding forested ridges. Large windows and multiple deck access points bring the outdoors into the main living areas. Additional improvements include a durable metal roof, generous parking, and an oversized lower-level garage/workshop providing abundant storage and space for hobbies, equipment, or projects. Outdoor recreation is just minutes away at the historic Bridgeport swimming hole and the Buttermilk Bend Trail along the South Yuba River, offering easy access to one of Nevada County's most treasured natural landscapes. If you've been searching for privacy, sunshine, productive land, and the opportunity to create your own rural oasis, this exceptional foothill property deserves your attention.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

2/10
Grizzly Hill SchoolGrades K-810.0 mi
7/10
Nevada Union High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Raised,Concrete,Slab
  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Cooktop,Built-In Gas Oven,Built-In Gas Range,Gas Water Heater,Range Hood,Dishwasher
  • Laundry features: In Basement,In Garage,Inside

Basement

  • Has basement: Yes
  • Basement: Laundry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Dining/Family Combo

Features

  • Flooring: Carpet,Linoleum,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,456 sqft

Kitchen

  • Features: Kitchen/Family Combo

Property

Details

  • Parcel number: 030150020000
  • Zoning: AG 40
  • Special condition: Standard

Features

  • Exterior features: Balcony
  • Fencing: Fenced

Lot

  • Lot size: 4.75 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking,RV Possible,Enclosed,Garage Door Opener,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Lightning
Winter Weather
Avalanche
Earthquake

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$232$2,784
Property Taxes $557$6,684
Electricity $398$4,786
Total$3,841$46,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,691/yr
40% on housing$115,230/yr
45% on housing$102,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 95960$244
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95960
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$524,900
2025-04-30Listing removed$2,600
2025-04-23Price change$2,600
2025-04-22Listed for rent$2,500
2023-06-06Listing removed--
2023-05-02Listed for rent$2,500
2020-11-10Sold$430,000
2020-10-09Pending sale$425,000
2020-10-02Listed for sale$425,000
2020-01-24Listing removed$399,000
2019-12-02Pending sale$399,000
2019-10-23Listed for sale$399,000
2016-04-29Listing removed$1,900
2016-03-17Listed for rent$1,900

For Sale by Agent

AgentGordon Baker
BrokerageCentury 21 Cornerstone Realty

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