See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1150 Santa Rosa Blvd Unit 121, Fort Walton Beach, FL, 32548

3beds
2baths
1,202sqft
$629,000
$523price/sqft
$4,388/moest. monthly cost
$175,520/yrincome needed

About This Home

This beautifully situated 3-bedroom, 2-bath condo offers convenient first-floor living with effortless access to the Gulf -- just steps from the emerald waters and sugar-white sandy beaches. Azure is a truly special destination where you and your family can create unforgettable memories. Designed for both relaxation and recreation, the community features two sparkling pools, two hot tubs, a well-equipped fitness center, and, most importantly, direct beach access just moments from your door. Enjoy the convenience of being within walking distance to the boardwalk, featuring the Gulfarium, restaurants, and a variety of shops. Whether you're enjoying a peaceful morning by the water or a fun-filled day in the sun, this coastal retreat delivers the perfect blend of comfort, convenience, and coastal lifestyle.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 2005

Materials

  • Roof: Concrete
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 91
  • Dimensions: 13 x 7

Bedroom

  • Level: First
  • Area: 150
  • Dimensions: 15 x 10

Bedroom

  • Level: First
  • Area: 84
  • Dimensions: 12 x 7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Family Room

  • Level: First
  • Area: 242
  • Dimensions: 22 x 11

Features

  • Kitchen Island,Recessed Lighting,Pantry
  • Window features: Window Treatments
  • Flooring: Tile

Interior Area

  • Total structure area: 1,202
  • Total interior livable area: 1,202 sqft

Kitchen

  • Level: First
  • Area: 99
  • Dimensions: 11 x 9

Master Bathroom

  • Level: First
  • Area: 117
  • Dimensions: 13 x 9

Master Bedroom

  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Property

Details

  • Parcel number: 002S24110000000121

Features

  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: Gulf

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$296$3,552
Property Taxes $715$8,580
Electricity $197$2,366
Total$4,388$52,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,445/yr
40% on housing$131,640/yr
45% on housing$117,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$523This listing

vs Other Active Listings

Avg $/sqft

ZIP 32548$257
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32548$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$629,000
2017-07-07Sold$355,000
2013-01-11Sold$238,000
2012-09-28Sold$125,000
2005-12-07Sold$269,900

For Sale by Agent

AgentBobby Surles
BrokerageOn The Coast Real Estate Group

Similar Homes