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1112 Golden Lake Loop, Saint Augustine, FL, 32084

2beds
2baths
1,004sqft
$199,999
$199price/sqft
$1,614/moest. monthly cost
$64,560/yrincome needed

About This Home

Welcome to 1112 Golden Lake Loop, a bright and beautifully maintained 2 bedroom, 2 bathroom upstairs condo located in the desirable Sebastian Cove community. This home offers the perfect blend of comfort, functionality, and low-maintenance living. Inside, you’ll find an open-concept layout with fresh neutral tones, durable flooring in the main living areas, and abundant natural light. The kitchen features granite countertops, stainless steel appliances, dark wood cabinetry, and a breakfast bar, seamlessly flowing into the living and dining spaces. Both bedrooms are generously sized, each with its own full bathroom, making this layout ideal for roommates, guests, or a home office setup. A rare bonus is the private single-car garage, providing extra storage and secure parking. The upstairs location offers added privacy, and the unit has been well cared for throughout. Sebastian Cove residents enjoy resort-style amenities, including a community pool, fitness center, clubhouse, walking paths, and playground, all surrounded by peaceful natural scenery. Conveniently located near shopping, dining, major roadways, and just a short drive to the beaches, historic downtown St. Augustine, and top local employers. Whether you’re looking for a primary residence, second home, or investment opportunity, this move-in-ready condo checks all the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
6/10
R J Murray Middle SchoolGrades 6-82.8 mi
5/10
St. Augustine High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Shingle

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,004
  • Total interior livable area: 1,004 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0869442407
  • Zoning: PUD

Features

  • Stories: 2
  • Entry location: Ground Level

Lot

  • Features: Less than 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$178$2,136
Property Taxes $228$2,736
Electricity $197$2,366
Total$1,614$19,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,337/yr
40% on housing$48,420/yr
45% on housing$43,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$234
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$205,000
2026-01-30Listed for sale$209,999
2025-12-31Listing removed$1,650
2025-09-30Listed for rent$1,650
2015-07-14Sold$110,990

For Sale by Agent

AgentShelby Hodges, Keller Williams Realty Atlantic Partners St Augustine
BrokerageKeller Williams Realty Atlantic Partners St Augustine

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