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520 Florida Club Blvd APT 203, Saint Augustine, FL, 32084

2beds
2baths
1,131sqft
$210,000
$186price/sqft
$1,626/moest. monthly cost
$65,040/yrincome needed

About This Home

Perfectly positioned in the heart of St. Augustine, this freshly painted 2-bedroom, 2-bath condo offers comfort, convenience, and resort-style living. Located just 10 minutes to historic downtown, 10 minutes to the beach, and 10 minutes to I-95, this home puts everything you love about the area within easy reach. The bright, open living space features an updated kitchen and a custom dry bar, ideal for entertaining or unwinding after a day at the beach or golf course. The unit is conveniently located near the community pool and mailboxes, adding everyday ease to its thoughtful layout. Additionally, the HVAC system has been fully replaced within the last few years making this a truly turnkey purchase. Set within a golf-course-adjacent community, residents enjoy access to a clubhouse, exercise room, community pool, tennis courts, and pickleball—creating a true low-maintenance, active lifestyle. Whether you’re looking for a primary residence, second home, or investment opportunity, this condo checks all the boxes for location, amenities, and move-in readiness.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
R J Murray Middle SchoolGrades 6-81.6 mi
5/10
St. Augustine High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,131
  • Total interior livable area: 1,131 sqft

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0893252203
  • Zoning: PUD

Features

  • Levels: Split
  • Stories: 1
  • Entry location: 2nd Story
  • Patio & porch: Screened Porch

Lot

  • Features: On Golf Course

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$187$2,244
Property Taxes $181$2,172
Electricity $197$2,366
Total$1,626$19,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,748/yr
40% on housing$48,780/yr
45% on housing$43,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$234
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$210,000
2021-03-24Sold$147,000
2021-02-18Contingent$147,000
2021-02-14Listed for sale$147,000
2018-01-14Listing removed$1,100
2018-01-07Listed for rent$1,100
2017-06-16Listing removed$1,100
2017-06-08Listed for rent$1,100
2004-07-12Sold$125,900

For Sale by Agent

AgentChristopher Mury
BrokerageThe Newcomer Group

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