




328 E First Street, Ocean Isle Beach, NC, 28469
About This Home
Absolutely stunning oceanfront retreat in Ocean Isle Beach, masterfully built by Carolina Bluewater, offers 5 bedrooms and 5.5 bathrooms with a thoughtfully designed reverse floor plan to maximize sweeping ocean views. Fully furnished and beautifully equipped, this coastal property is ideal as a luxurious second home or premier investment opportunity with outstanding gross rental potential. The top floor features the kitchen, dining and living areas where expansive windows fill the home with natural light and showcasing breathtaking views of the white sand and the blue surf. The elegant top-tier kitchen includes gorgeous quartz countertops, double ovens, a large island, with laundry room and pantry conveniently tucked behind a pocket door. A powder room just off the kitchen adds everyday convenience for family and guests. The spacious upstairs living space offers a gas fireplace and opens onto the large oceanfront deck with amazing views. On the first floor there are 4 bedrooms, 3 with private bathrooms with another separate living space opening onto the lower oceanfront deck. Enjoy the perfect blend of comfort and luxury with a heated private pool, fenced yard, outdoor shower, gas grill area, and the convenience of a three-stop elevator. NEW HVAC in July 2026. A private oceanfront boardwalk leads directly from this beach house to the sandy shores of the Atlantic Ocean. Ocean Isle Beach is known as one of the most beloved family beaches on the North Carolina coast, offering a relaxed, welcoming atmosphere with a new park, restaurants, shops along with a unique network of canals that provide easy access to the Intracoastal Waterway and the ocean--perfect for boating, fishing, or docking to enjoy waterfront dining and nearby coastal destinations. Exceptional rental income potential, strong occupancy appeal, and the opportunity to perform as a top-producing vacation rental await you!
Getting Around
Schools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Other,Pilings
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Self Cleaning Oven,Refrigerator,Range,Dryer,Double Oven,Disposal,Dishwasher
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Pantry,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
- Window features: Thermal Windows
- Flooring: LVT/LVP
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: Scuttle
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,674
- Total interior livable area: 2,674 sqft
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 244og005
- Zoning: Oi-R-1
- Special condition: Standard
Features
- Levels: Two
- Pool features: In Ground
- Patio & porch: Covered,Deck,Patio,Balcony
- Exterior features: Outdoor Shower,DP50 Windows
- Fencing: Back Yard,Vinyl
- Has view: Yes
- View description: Ocean,Water
- Has water view: Yes
- Water view: Ocean,Water
- On waterfront: Yes
- Waterfront features: Ocean Front
- Frontage type: Oceanfront
- Living area range: 2600 - 2799
Lot
- Lot size: 7,841 sqft
- Features: Ocean Side
- Lot size dimensions: 52' x 152' x 52' x 151'
Parking
- Parking features: Covered,Gravel,Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $17,182 | $206,184 |
| Home Insurance * | $899 | $10,788 |
| Property Taxes | $960 | $11,520 |
| Electricity | $249 | $2,988 |
| Total | $19,290 | $231,480 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $3,398,000 |
| 2026-04-22 | Listing removed | $3,398,000 |
| 2026-04-17 | Listed for sale | $3,398,000 |
| 2026-02-06 | Sold | $3,100,000 |
| 2026-01-12 | Pending sale | $3,249,000 |
| 2026-01-06 | Price change | $3,249,000 |
| 2025-06-16 | Listed for sale | $3,395,000 |
| 2021-07-02 | Sold | $1,800,000 |
| 2014-07-07 | Sold | $505,000 |
