112 E Division Street, Mount Vernon, WA, 98274
About This Home
Charming 2-bedroom, 1-bath Craftsman set on 3 lots with sweeping views of the beautiful Mount Vernon downtown & Skagit River plus a glimpse at the Olympics. This character-filled home offers timeless details, abundant natural light, and a peaceful setting perfect for enjoying the Pacific Northwest lifestyle. Renovated kitchen with butcher block countertops includes new appliances plus a generous island with dishwasher. Utility room conveniently located along with extra room for pantry or office off the kitchen. Hardwood floors stretch through most of the home including kitchen under the vinyl. The unfinished basement provides ample space for hobbies, storage, a workshop, or future expansion possibilities. Spacious yard with room to garden, a cute chicken coop, and shed. An additional buildable lot adds incredible value and flexibility for investment, a guest home, or future development. Rare opportunity to own a scenic property with room to grow in a truly picturesque location. Windows replaced in 2021 & New Roof in 2022.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1893
Materials
- Foundation: Block,Poured Concrete
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,1 Story w/Bsmnt.
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Basement
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom Full
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Dining Room
- Window features: Dbl Pane/Storm Window
- Flooring: Hardwood,Vinyl
- Fireplace features: See Remarks
Heating & Cooling
- Heating features: Forced Air,Electric,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,996
- Total interior livable area: 1,996 sqft
Kitchen Without Eating Space
- Level: Main
Living Room
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: P52100
- Zoning description: Jurisdiction: City
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Dbl Pane/Storm Window,Dining Room,Walk-In Closet(s),Water Heater
- Has view: Yes
- View description: Mountain(s),River,See Remarks,Territorial
- Has water view: Yes
- Water view: River
- Topography of land: Level,Partial Slope,Steep Slope
- Residential vegetation: Garden Space
Lot
- Lot size: 0.32 Acres
- Features: Corner Lot,Paved,Gas Available,Patio
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Volcanic Activity
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Skagit County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,603 | $31,236 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $441 | $5,292 |
| Electricity | $149 | $1,793 |
| Total | $3,305 | $39,660 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Listed for sale | $489,000 |
| 2018-03-05 | Sold | $227,000 |
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