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2 Sterling At Koch Park Mnrs, Florissant, MO, 63031

4beds
3baths
1,902sqft
$299,900
$158price/sqft
$2,273/moest. monthly cost
$90,920/yrincome needed

About This Home

Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 4BR, 2.5BA Sterling Two Story. Pricing will vary depending on various interior/exterior selections. The main floor offers a large living room off the foyer, plus a spacious family room space adjacent to the dining area and kitchen. Upstairs the master suite offers two closets, spacious private bath, plus three additional bedrooms and hall bath. The Sterling includes 2 car garage, main floor laundry, soffits & fascia and much more! Additional floorplan enhancements include an expanded first floor with enlarged kitchen, dining area and laundry room, bay window in dining area, or a luxury master bath. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service! This community features 105 total homesites with several cul-de-sac homesites and sits adjacent to Koch Park. Display photos shown.

Getting Around

53
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
46
BikeSomewhat Bikeable

Schools

6/10
Lawson Elementary SchoolGrades PK-50.6 mi
3/10
Northwest Middle SchoolGrades 6-81.1 mi
3/10

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom

  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Bedroom

  • Level: Upper
  • Area: 140
  • Dimensions: 10x14

Bedroom

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedroom

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Family Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Features

  • Breakfast Room,Dining/Living Room Combo,Entrance Foyer,Kitchen/Dining Room Combo,Open Floorplan,Pantry
  • Finished area above ground: 1,902

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,902 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$328$3,936
Property Taxes $284$3,408
Electricity $145$1,742
Total$2,273$27,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,931/yr
40% on housing$68,190/yr
45% on housing$60,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 63031$121
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63031$137
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$299,900
2025-12-02Price change$297,900
2025-08-30Price change$294,900
2025-03-17Price change$297,900
2025-02-14Price change$292,900
2024-07-01Price change$287,900
2024-05-31Price change$297,900
2024-04-10Listed for sale$291,900
2024-04-05Listing removed--
2024-01-17Listed for sale$281,900

New Construction

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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