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4012 Bugle Bend Dr, Florissant, MO, 63034

4beds
4baths
2,113sqft
$309,900
$147price/sqft
$2,313/moest. monthly cost
$92,520/yrincome needed

About This Home

Designed to comfortably accommodate a growing family, this three-story home offers a large 2-car garage that comes with a dedicated electric EV car hookup details will be available with offers. There is a bathroom on every level—meaning no more fighting for space during the morning rush. The spacious kitchen features all stainless steel appliances including a refrigerator that stays. The kitchen also includes a dedicated workspace perfect for kids' homework or a quiet home-office nook. For ultimate convenience, the home also comes complete with a washer and dryer. For special occasions, the large formal dining room is ready to host your holiday meals. When it’s time to unwind, you have options: cozy up in the den by the built-in brick wood-burning fireplace during those chilly St. Louis nights, or lounge in the bright, inviting living room. For larger gatherings, the oversized partially finished basement includes a bathroom with a shower, making it an ideal spot for parties or overnight guests. Offers Smart Garage Door Opener, High Speed Fiber Internet. The outdoor space is just as inviting, featuring a large fenced-in backyard and a original rainbow playset that stays with the property. Finally, the upper level houses all four bedrooms, including a primary suite with a private bath and walk-in closet. Come see for yourself why this home is the perfect place to start your next chapter. No Showings Until Open House 5/17/26 12p-3p Showings Start 5/18/2026 9a-7pm Daily

Getting Around

41
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

3/10
1/10
North Middle SchoolGrades 6-81.1 mi
2/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Stainless Steel Appliance(s),Ice Maker,Microwave,Refrigerator,Trash Compactor,Washer/Dryer
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Separate Dining,Separate Shower,Shower,Smart Thermostat,Soaking Tub,Tub,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Den,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,024
  • Finished area above ground: 2,113

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,113
  • Total interior livable area: 2,113 sqft

Property

Details

  • Parcel number: 05H110700
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch,Patio
  • Fencing: Back Yard,Gate,Privacy,Wood

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$291$3,492
Property Taxes $294$3,528
Electricity $161$1,936
Total$2,313$27,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,302/yr
40% on housing$69,390/yr
45% on housing$61,680/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 63034$134
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63034$136
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2015-10-15Sold--
2015-08-06Listed for sale$149,900

Coming Soon

AgentLarry C Cosey
BrokeragePlatinum Realty of St. Louis

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