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16740 N Fork Ridge Dr, Florissant, MO, 63034

4beds
3baths
2,570sqft
$325,000
$126price/sqft
$2,452/moest. monthly cost
$98,080/yrincome needed

About This Home

Welcome home to this spacious and beautiful residence nestled in one of Florissant’s most desirable communities. Offering 4 bedrooms, 3 full bathrooms, main floor laundry designed and approximately 2,570 total square feet of living space, this home features a unique and versatile surprising 3 level floor plan for both everyday living and great entertaining. From the moment you enter, you’ll appreciate the generous room sizes, beautiful wood flooring, abundant natural light, and comfortable flow throughout the home. The oversized bedrooms provide plenty of space to relax, while the finished lower level offers flexibility for a possible 5th bedroom, home office, recreation area, or guest suite. The decks recently been updated and the landscaping refreshed. Outside, enjoy mature landscaping, attractive curb appeal, and a convenient location near parks, schools, shopping, dining, and major commuter routes. Combining space, comfort, and value, this home presents an exceptional opportunity in today’s market. Schedule your private showing and discover all that this Florissant gem has to offer.

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

6/10
Brown Elementary SchoolGrades PK-51.1 mi
2/10
North Middle SchoolGrades 6-81.8 mi
2/10

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Humidifier,Microwave,Electric Range,Free-Standing Refrigerator,Washer/Dryer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Sleeping Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Coffered Ceiling(s),Custom Cabinetry,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Pantry,Separate Dining,Separate Shower,Soaking Tub,Vaulted Ceiling(s),Wired for Data
  • Door features: French Doors,Panel Door(s)
  • Window features: Blinds,Skylight(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,970

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,570
  • Total interior livable area: 2,570 sqft

Property

Details

  • Parcel number: 04J230178
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,See Remarks
  • Fencing: None

Lot

  • Lot size: 10,084 sqft
  • Features: Back Yard,Few Trees,Front Yard
  • Lot size dimensions: 82 x 123

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Driveway,Garage,Garage Door Opener,Garage Faces Front,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Earthquake
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$305$3,660
Property Taxes $308$3,696
Electricity $196$2,355
Total$2,452$29,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,068/yr
40% on housing$73,560/yr
45% on housing$65,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 63034$135
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63034$136
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$325,000
2026-07-28Price change$325,000
2026-07-03Listed for sale$329,900
2013-06-19Sold--
2013-04-05Listed for sale$199,000
2003-08-18Sold--

For Sale by Agent

AgentBeatrice C Covington
BrokerageEmmanuel Jamar Realty Group

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