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98-100 John St, Newport, RI, 02840

6beds
3baths
2,458sqft
$1,275,000
$519price/sqft
$8,287/moest. monthly cost
$331,480/yrincome needed

About This Home

Historic Hill Townhouse just steps to Bellevue Avenue and two blocks to Newport Harbor. Located on a quiet tree-lined street, this property is configured as two units. Both units feature tall ceilings, hardwood floors, stained-glass windows, and large sunny rooms. The first floor unit offers a spacious living area with large windows kitchen, a large bedroom and a full bath and laundry. The second-floor unit has two full floors of living space. An eat-in kitchen with pantry, as well as south facing living/dining area, one large bedroom, and bath with a beautiful claw foot deep soaking tub/shower. The second floor of this unit has an additional 4 bedrooms and full bath. Other amenities include a laundry area and private fenced-in brick patio with mature landscaping. The basement is completely waterproofed, dry and provides ample space for storage. Both units are on separate utilities. Enjoy Newport's museums, mansions, galleries, fine dining, shopping and historic Cliff Walk. Great rental history. Also listed as a Multi-Family MLS#1409173

Getting Around

95
WalkingWalker's Paradise
34
TransitSome Transit
68
BikeBikeable

Schools

4/10
Rogers High SchoolGrades 9-121.2 mi
4/10
Pell Elementary SchoolGrades PK-41.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Dry Wall,Plaster,Clapboard,Other Siding,Shingles,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Exhaust Fan,Range Hood,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead,Unfinished,Storage Space,Utility

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,458

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Forced Air,Forced Water,Gas Connected,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 2,458
  • Total interior livable area: 2,458 sqft

Property

Details

  • Zoning: R3
  • Other equipment: Cable TV

Features

  • Waterfront features: Walk to Salt Water,Walk To Water

Lot

  • Lot size: 1,742 sqft
  • Features: Local Historic District,Sidewalks

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$427$5,124
Property Taxes $913$10,956
Electricity $500$6,007
Total$8,287$99,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,125/yr
40% on housing$248,610/yr
45% on housing$220,986/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 02840$745
Newport County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 02840$651
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$1,275,000
2024-03-11Listing removed--
2024-02-11Listed for sale$1,195,000
2024-02-11Listing removed--
2023-10-09Listed for sale$1,295,000

For Sale by Agent

AgentTina Wiley
BrokerageGustave White Sotheby's Realty

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