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532 River Bend Ct, Mason City, IA, 50401

3beds
2baths
1,912sqft
$424,500
$222price/sqft
$3,203/moest. monthly cost
$128,120/yrincome needed

About This Home

Welcome to this exceptional new listing — a beautifully crafted 3-bedroom, 1.75-bath townhouse offering 1,912 square feet of single-level living at its finest. Every detail speaks to superior quality of build, from the gorgeous kitchen with high-end finishes and included appliances to the inviting gas fireplace. The sun-drenched sunroom, wrapped in windows, opens to a private patio perfect for relaxing. The spacious primary bedroom features dual closets, while additional bedrooms boast generous double closets. A well-appointed laundry room with built-in cabinets adds everyday convenience. No steps — everything flows effortlessly on one floor. Nestled near Evans Preserve and East Park, this rare find blends craftsmanship with a nature-rich lifestyle. Schedule your showing today!

Getting Around

12
WalkingCar-Dependent
21
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

8/10
4/10
John Adams Middle SchoolGrades 7-80.6 mi
5/10
Mason City High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt,Composition
  • Construction materials: Concrete Board,Stone,Attic Insulation,Sidewall Insulation

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Pantry,Refrigerator,Water Softener Owned

Basement

  • Basement: Slab

Bedroom1

  • Level: Main
  • Area: 238

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: LR/DR Combo,Snack Bar

Family Room

  • Level: Main
  • Area: 168

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Thermal
  • Flooring: Ceramic Tile,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,912
  • Total interior livable area: 1,912 sqft

Kitchen

  • Level: Main
  • Area: 256

Living Room

  • Level: Main
  • Area: 408

Master Bathroom

  • Features: Master Bath,Master Bath Shower

Property

Details

  • Parcel number: 070237703400
  • Zoning description: RT/TWO FAMILY

Features

  • Patio & porch: Patio
  • Exterior features: Sprinkler System

Lot

  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,146$25,752
Home Insurance *$466$5,592
Property Taxes $449$5,388
Electricity $142$1,711
Total$3,203$38,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,817/yr
40% on housing$96,090/yr
45% on housing$85,413/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 50401$109
Cerro Gordo County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 50401$97
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$424,500
2026-06-24Sold$420,000
2026-05-05Pending sale$424,500
2026-04-27Contingent$424,500
2026-04-25Price change$424,500
2023-10-04Listed for sale$379,900

For Sale by Agent

AgentSHANNON ANDERSON
BrokerageRe/max Heartland Realtors

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