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214 Education Way, Shelbyville, KY, 40065

4beds
3baths
2,750sqft
$459,900
$167price/sqft
$3,045/moest. monthly cost
$121,800/yrincome needed

About This Home

Exciting Price Reduction on Your Dream Home! Experience premium living in the highly sought-after Discovery Point! Why endure the lengthy building process when you can move into this meticulously crafted 4-bedroom, 2.5-bath home, built in 2023? This gem, part of Fischer Homes' esteemed Designer Collection, combines luxurious upgrades with the immediate convenience of a ready-to-occupy residence, eliminating the stress and delays of new construction. Upon entering, you'll be greeted by a bright and airy open-concept layout that seamlessly integrates the modern kitchen, family room, and charming morning room—perfect for everyday living and entertaining. The stunning kitchen boasts elegant quartz countertops, a chic 4-inch hex backsplash, sleek soft gray cabinetry, and premium hardware and trim, elevating your culinary experience. Take advantage of this price improvement opportunity and step into your dream home today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,750

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating

  • Heating features: Electric,Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,750
  • Total interior livable area: 2,750 sqft

Kitchen

  • Level: First

Loft

  • Level: Second

Office

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 031C01315

Features

  • Stories: 2
  • Pool features: Association
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 8,276 sqft
  • Features: Cul-De-Sac,Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$224$2,688
Property Taxes $279$3,348
Electricity $217$2,606
Total$3,045$36,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,400/yr
40% on housing$91,350/yr
45% on housing$81,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 40065$177
Shelby County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 40065$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$459,900
2026-04-03Price change$475,000
2026-03-18Price change$485,000
2025-11-03Price change$493,000
2025-10-10Listed for sale$502,687
2025-08-01Listing removed$510,000
2025-03-19Listed for sale$510,000
2025-02-12Listing removed$510,000
2024-09-19Price change$510,000
2024-08-23Listed for sale$520,000
2023-10-23Sold$493,244
2023-09-13Pending sale$498,244
2023-03-03Listed for sale$498,244

For Sale by Agent

AgentGarrett Ackles
BrokerageSemonin Realtors

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