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122 ELMHURST Lane, Saint Augustine, FL, 32084

2beds
3baths
1,109sqft
$215,000
$194price/sqft
$1,595/moest. monthly cost
$63,800/yrincome needed

About This Home

2 YEARS NEW! Convenient town home in St. Augustine, FL (both rooms have a full bathroom and walk in closets), Quick commuting with I-95 close, minutes from Historic Downtown St. Augustine, Vilano Beach, shopping, dining, & colleges! This home offers low-maintenance, smart home features, green features, and transferable warranties. Queen Murphy bed/ desk comes with! Smart thermostat with app, Keyless entry, Doorbell camera, Alexa-connected light switches, Pre-wired for Safe Haven security system, New Alexa Echo device included. Modern fans/lights added in all rooms, and patio for comfort. RWC 10-year limited warranty included. Transferable Builder/Product Warranties: 30-year limited transferable warranty on James Hardie siding, shingles, 15-year express limited warranty on fiber cement exterior trim, 25-year transferable warranty on vertical siding. Copy of home survey provided to save buyers the cost! Read Private remarks or contact agent for info on Assumable FHA loan 4.99%.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-80.9 mi
6/10
St. Augustine High SchoolGrades 8-121.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Home,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Electric,Free Standing
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,109 sqft

Property

Details

  • Parcel number: 0948522950
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Rear Porch,Screened

Lot

  • Lot size: 1,306 sqft

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$191$2,292
Property Taxes $120$1,440
Electricity $197$2,366
Total$1,595$19,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,685/yr
40% on housing$47,850/yr
45% on housing$42,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$234
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$213,000
2026-07-27Price change$215,000
2026-07-02Price change$218,000
2026-06-17Price change$220,000
2026-06-12Price change$222,000
2026-05-28Listed for sale$225,000
2024-06-28Sold$211,990
2024-05-21Pending sale$221,990
2024-04-30Price change$221,990
2024-04-23Listed for sale$222,990
2023-08-10Listing removed--
2023-08-03Listed for sale$248,990

For Sale by Agent

AgentBRANDI NIEVES
BrokerageROUND TABLE REALTY

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