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1029 Dry Run Ct, Shelbyville, KY, 40065

4beds
3baths
2,606sqft
$362,000
$139price/sqft
$2,431/moest. monthly cost
$97,240/yrincome needed

About This Home

Spacious and nearly new (just 2 years old), this well-designed two-story home is tucked away on a quiet cul-de-sac and offers an open, flexible floor plan ideal for today's lifestyle. Step inside to a welcoming foyer with a versatile front room perfect for a home office or den. The open-concept kitchen features an oversized island, quartz countertops, stainless steel appliances (dishwasher, smooth-top range, refrigerator, and microwave), LED lighting, pantry, and luxury plank flooring. The kitchen flows seamlessly into the large great room, creating an ideal space for entertaining or everyday living. A second flex room on the main level offers additional options for an office, hobby space, or workout area, along with a convenient half bath. Upstairs, the spacious primary suite includes a large walk-in closet and a private bath with double vanity, soaking tub, and separate shower. Three additional bedrooms—some with walk-in closets—provide ample space, along with a versatile loft area perfect for a second living space, media room, or game area. The second-floor laundry adds convenience, and the washer and dryer will remain. Additional features include a 2-car attached garage, double-wide concrete driveway, and a nice-sized backyard with patio—perfect for outdoor enjoyment. Conveniently located near I-64 with easy access to shopping, dining, and everyday amenities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Marnel C. Moorman SchoolGrades K-80.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Area

  • Level: First

Features

  • Open Floorplan
  • Finished area below ground: 0
  • Finished area above ground: 2,606

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,606
  • Total interior livable area: 2,606 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Loft

  • Level: Second

Office

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 031B02091

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Features: Cul-De-Sac,Sidewalk,Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,830$21,960
Home Insurance *$176$2,112
Property Taxes $220$2,640
Electricity $205$2,469
Total$2,431$29,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,348/yr
40% on housing$72,930/yr
45% on housing$64,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 40065$178
Shelby County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 40065$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$387,000
2024-06-21Sold$350,100
2024-05-29Pending sale$350,100
2024-05-12Price change$350,100
2024-05-09Price change$351,100
2024-04-11Price change$353,600
2024-03-08Price change$350,100
2024-02-16Listed for sale$352,875
2023-06-26Listing removed--
2023-06-13Listed for sale$324,990

For Sale by Agent

AgentRosie A Craggs
BrokerageReal Estate Unlimited

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