98-524 E Kamahao Pl #46, Pearl City, HI, 96782
About This Home
Take advantage of a rare VA ASSUMABLE LOAN with a low 3.375% interest rate, offering eligible buyers a unique opportunity to save compared to today's market rates. Welcome home to this beautifully maintained 3-bedroom, 1.5-bath townhome in Waiau Gardens Kai D. Thoughtfully updated, this move-in ready residence features a tastefully remodeled kitchen with quartz countertops, modern cabinetry, and a functional layout that flows into the living and dining areas. Additional upgrades include newer AC units, ceiling fans, and lighting fixtures for enhanced comfort and style. Enjoy a private outdoor space and a convenient Pearl City location just minutes from Pearlridge Center, shopping, dining, schools, parks, and military bases. Commuters will appreciate the close proximity to freeway on and off ramps, making travel around the island a breeze. Combining modern updates, everyday convenience, and an exceptional financing opportunity, this home is one you won't want to miss.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent,Good Condition,Updated/Remodeled
- Year built: 1973
Materials
- Construction materials: Masonry,Stucco,Wood Frame
Notable Dates
- Major remodel year: 2022
Type & Style
- Home type: Townhouse
- Architectural style: Multi-Level
- Property subType: Townhouse
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Vinyl
Interior Area
- Total structure area: 1,268
- Total interior livable area: 1,142 sqft
Property
Details
- Parcel number: 1980590050046
- Zoning description: 11 - A-1 Low Density Apartment
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: None
Parking
- Total spaces: 1
- Parking features: Assigned,One Space,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,084 | $37,008 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $157 | $1,884 |
| Electricity | $374 | $4,497 |
| Total | $3,713 | $44,556 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $610,000 |
| 2026-06-09 | Listed for sale | $615,000 |
| 2022-02-08 | Sold | $600,000 |
| 2022-01-05 | Contingent | $585,000 |
| 2021-12-30 | Listed for sale | $585,000 |
| 2021-11-20 | Contingent | $550,000 |
| 2021-11-06 | Listed for sale | $550,000 |
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