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422 W 16th St, San Bernardino, CA, 92405

5beds
3baths
2,340sqft
$474,000
$203price/sqft
$3,308/moest. monthly cost
$132,320/yrincome needed

About This Home

Centrally located just a few blocks from San Bernardino High School, this West 16th Street property sits in a well-established residential neighborhood with a calm, steady feel. The surrounding area features single-story homes, local parks, and nearby markets that support everyday convenience and accessibility. The property sits on a generous 7,500 sq ft lot with a wide drive-through parking area and rare rear alley access, offering strong functionality and ease of movement throughout the site. With quick access to the I-210 freeway, it connects easily to surrounding medical centers, city hubs, and regional routes. The existing layout and scale offer flexibility for a variety of uses, including a potential senior care home or small rehabilitation-style facility, subject to city approval. Its configuration and access make it well-suited for a supportive living environment, group care setup, or long-term residential care concept. A versatile property with strong upside in a central San Bernardino location

Getting Around

44
WalkingCar-Dependent
33
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

5/10
Riley Elementary SchoolGrades K-50.4 mi
6/10
Arrowview Middle SchoolGrades 6-80.6 mi
4/10

Construction

Condition

  • Year built: 1964

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Laundry features: Common Area

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Wall/Window Unit(s)

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 2,340 sqft

Property

Details

  • Parcel number: 0145131030000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,492 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,396$28,752
Home Insurance *$123$1,476
Property Taxes $288$3,456
Electricity $501$6,021
Total$3,308$39,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,417/yr
40% on housing$99,240/yr
45% on housing$88,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 92405$223
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92405$351
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$474,000
2026-07-06Price change$484,000
2026-07-03Price change$489,000
2026-07-01Price change$494,000
2026-06-26Price change$499,000
2026-06-24Listed for sale$549,000

For Sale by Agent

AgentMaria Reams
BrokerageRealty Connection Group

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