




123 Valley Oak Dr #34, Roseville, CA, 95678
About This Home
AFFORDABLE SLICE OF PARADISE WITH TREETOP VIEWS! Lowest priced 2 Bedroom in the heart of Roseville with NO MELLO ROOS! Across from Kaiser and the privacy you didn't think was possible at this price point. No one above or below you. Forget the cramped complexes; this one gives room to breathe. Just soaring pines and open sky. The HOA does the heavy lifting so you don't have to. Dive into the pool, unwind in the spa, sweat it out in the sauna, let them maintain walls out. It's all part of the low maintenance lifestyle. The hard to find oversized 2-car garage leads up to single-level living with bright open space, vaulted ceilings, wood floors, fireplace, wet bar pantry, and large dining space that give the great room a polished, comfortable vibe. MODERN FINISHES THROUGHOUT. Kitchen shines with granite, white cabinetry, and stainless appliances. Spacious guest bedroom has dual closets, and the primary bedroom is styled with dual closets and private balcony. The Jack and Jill bath gives each bedroom its own private entry and features granite counters, updated shower enclosures, framed mirrors, and fresh fixtures. Storage everywhere you need it. The PEACEFUL TUCKED AWAY LOCATION can't be beaten. Roseville Galleria and Fountains, downtown Roseville's dining and entertainment scene, parks and pickleball, and easy Hwy 80 access. Top-rated schools. Budget-friendly Roseville Electric. FHA & VA approved. First-time buyer, downsizing, or investing, this could very well be the one!
Getting Around
Schools
Construction
Condition
- Year built: 1983
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Concrete,Wood,Wood Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Range
- Laundry features: Electric Dryer Hookup,In Garage
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- Partial bathrooms: 1
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 1,100 sqft
Kitchen
- Features: Breakfast Area,Butlers Pantry,Granite Counters
Master Bedroom
- Features: Balcony,Closet,Outside Access
Property
Details
- Attached to another structure: Yes
- Zoning description: SFR
- Special condition: Standard
Features
- Private pool: Yes
- Pool features: In Ground,Gunite
- Exterior features: Balcony
Lot
- Lot size: 1,515 sqft
- Features: Curb(s)/Gutter(s),Landscape Back,Landscape Front
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Placer County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $230 | $2,760 |
| Electricity | $398 | $4,786 |
| Total | $2,486 | $29,832 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $359,900 |
| 2026-04-19 | Price change | $365,000 |
| 2026-03-20 | Listed for sale | $370,000 |
| 2021-03-02 | Sold | $325,000 |
