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329 David St, Jefferson City, MO, 65101

5beds
3baths
2,452sqft
$450,000
$184price/sqft
$3,126/moest. monthly cost
$125,040/yrincome needed

About This Home

Where thoughtful design meets timeless style. Originally designed to be a forever home, this 5-bedroom, 3-bath home (one bedroom is non-conforming) has been transformed over the past six years with carefully selected upgrades and custom touches that make it truly one of a kind. The open concept main level features a spacious living room, an impressive kitchen with upgraded appliances, a large center island, walk in pantry, and dining area designed for everyday living and effortless entertaining. The private primary suite offers a walk in closet and en suite bath, while two additional bedrooms, a full bath, and a convenient main level laundry room with added storage complete the main level. The finished walkout lower level expands your living space with a large family room, two additional bedrooms (one non-conforming), a third full bath, and direct access to a covered patio, making it an ideal space for guests, a home office, workout room, playroom, or hobbies. Outside, you'll find a beautifully redesigned exterior featuring a stamped and stained circular driveway, custom powder coated railings and gate, professional landscaping, mature trees, black chain link fencing, and a covered deck overlooking a peaceful backyard on a quiet dead end street. An oversized two car garage offers plenty of room for vehicles, storage, or a workshop. Thoughtful improvements inside and out create the perfect balance of style, comfort, and functionality. A rare opportunity to own a thoughtfully upgraded home where timeless style, everyday comfort, and exceptional quality come together. This is one you'll want to see in person!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
East Elementary SchoolGrades K-51.5 mi
7/10
4/10

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Range,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Walk-Out Access,Interior Entry,Full

Bedroom2

  • Level: Main
  • Area: 118.047
  • Dimensions: 10.9 x 10.83

Bedroom3

  • Level: Main
  • Area: 118.047
  • Dimensions: 10.9 x 10.83

Bedroom4

  • Level: Lower
  • Area: 113.715
  • Dimensions: 10.83 x 10.5

Bedroom5

  • Level: Lower
  • Area: 128.3
  • Dimensions: 12.83 x 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 111.09
  • Dimensions: 10.58 x 10.5

Family Room

  • Level: Lower
  • Area: 414.575
  • Dimensions: 28.75 x 14.42

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Wood
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 822
  • Finished area above ground: 1,607

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,452
  • Total interior livable area: 2,452 sqft

Kitchen

  • Level: Main
  • Area: 124.215
  • Dimensions: 11.83 x 10.5

Laundry

  • Level: Main
  • Area: 66.9714
  • Dimensions: 10.58 x 6.33

Living Room

  • Level: Main
  • Area: 331.1539
  • Dimensions: 22.33 x 14.83

Primary Bedroom

  • Level: Main
  • Area: 192.21
  • Dimensions: 14.9 x 12.9

Property

Details

  • Parcel number: 1105210001002039

Features

  • Fencing: Fenced

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$391$4,692
Property Taxes $273$3,276
Electricity $187$2,246
Total$3,126$37,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,177/yr
40% on housing$93,780/yr
45% on housing$83,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 65101$125
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65101$127
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$450,000
2026-04-15Listing removed$450,000
2026-04-13Price change$450,000
2026-01-16Listed for sale$474,900
2026-01-05Listing removed--
2025-09-11Listed for sale$485,000
2020-12-18Sold--

For Sale by Agent

AgentKody Russel
BrokerageIron Gate Real Estate

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