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240 Townhall Rd, Melvin, MI, 48454

4beds
3baths
2,200sqft
$475,000
$216price/sqft
$3,489/moest. monthly cost
$139,560/yrincome needed

About This Home

Rare opportunity to obtain that large family friendly home in a secluded setting surrounded by 15 acres of your own private woods and nature retreat! Lets start with a quiet gravel road, driving through many mature trees in the area, only 1/2 mile off paved M19. (17 miles from I-69; easy access for travel or commute). The home offers an attached insulated garage that offers wood heat, and space for parking, workshop area, and storage. The metal roof was replaced less than 10 years ago for the home and attached garage. Also there is a detached 24x24 garage that can be utilized for tractor/extra vehicle parking/gardening tools/ etc. The home offers extreme comfort when it comes to usability, there are large closets by every entrance, main floor full bathroom easily accessible from outside & garage. There is a room at the front of the house right off the front foyer that could be used as family friendly game space, private office suite, excercise equipment, den or even converted to a formal dining. The large kitchen has a sizeable pantry closet, many cabinets, room for an eat-in table/chairs, long stretches of counter top and a bar for additional seating. The appliances stay with the home, making it easy to move in. The dining area has a great view out the patio doors overlooking a good size deck for relaxing and entertaining. Upstairs is the primary suite with great space, jetted tub, his/her closets and primary bath, along with 3 additional bedrooms, a third full bath, and multiple closets. The rolling 15 acres offers mostly hardwood trees and a few clearings that could be utilized for a varielty of activities like hiking, hunting, dirtbiking, shooting range, food plots, gardening, bird watching etc. The wildlife is plenty!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Peck Jr./Sr. High SchoolGrades 6-123.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Electric Range,Free Standing Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11 X 10

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 X 11

Bedroom

  • Level: Second
  • Area: 108
  • Dimensions: 12 X 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Entry
  • Area: 96
  • Dimensions: 12 X 8

Features

  • Jetted Tub
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Baseboard,Propane
  • Cooling features: Ceiling Fans

Interior Area

  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: Entry
  • Area: 306
  • Dimensions: 18 X 17

Laundry

  • Level: Entry
  • Area: 55
  • Dimensions: 11 X 5

Living Room

  • Level: Entry
  • Area: 252
  • Dimensions: 21 X 12

Other

  • Level: Entry
  • Area: 28
  • Dimensions: 7 X 4

Other

  • Level: Second
  • Area: 50
  • Dimensions: 10 X 5

Other

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 15 X 12

Property

Details

  • Parcel number: 22001540010000
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 15.15 Acres
  • Features: Hilly Ravine,Wooded
  • Lot size dimensions: 490 x 1350 x 490 x 1350

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Direct Access,Electricityin Garage,Garage Faces Front,Heated Garage,Workshop In Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$429$5,148
Property Taxes $420$5,040
Electricity $239$2,879
Total$3,489$41,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,622/yr
40% on housing$104,670/yr
45% on housing$93,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 48454$141
Sanilac County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 48454
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$475,000

For Sale by Agent

AgentLaura L Tubbs
BrokerageWallace and Associates Real Estate

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