See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20385 State Route 9, Mount Vernon, WA, 98274

3beds
1baths
1,288sqft
$750,000
$582price/sqft
$4,705/moest. monthly cost
$188,200/yrincome needed

About This Home

Escape to the peace and simplicity of country living with this charming 3-bedroom, 1-bath single-level home tucked away in a truly breathtaking setting. Surrounded by private mountain views, lush pastures, and a park-like landscape, this property invites you to slow down and savor every season. Stroll through beautifully established gardens, gather fresh fruit from mature trees, and enjoy the endless possibilities this level acreage has to offer. Spend summer evenings on the spacious deck overlooking your own slice of paradise, and cozy winter nights gathered around the warmth of the wood-burning stove. The impressive 3 bay shop with an additional attached shop and loft is 49 by 24 ft, includes a wood burning stove. Detached garage is 17 by 13ft. Woodshed is 17 by 13ft. Lean to is 24 by 29ft. Ready for hobbies, equipment, or your next big project, while the open land offers room to garden, raise animals, or create the homestead you've always envisioned. Just minutes from Big Lake, you'll enjoy the perfect balance of peaceful country living with convenient access to recreation and town amenities. Whether you're dreaming of a self-sufficient lifestyle, a place to reconnect with nature, or simply a home where memories are made under wide-open skies, this one-of-a-kind property is ready to welcome you home. Preferred Lender Incentive Available!! Contact friendly listing agent for additional information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
4/10
Cascade Middle SchoolGrades 7-811.3 mi
6/10

Construction

Condition

  • Property condition: Good
  • Year built: 1969

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Laundry Room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: P18114
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Fireplace,Water Heater
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Level
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Pasture,Wooded

Lot

  • Lot size: 1.90 Acres
  • Features: Dog Run,Fenced-Partially,Gated Entry,High Speed Internet,Shop

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Volcanic Activity
Coastal Flooding
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$164$1,968
Property Taxes $600$7,200
Electricity $149$1,793
Total$4,705$56,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,314/yr
40% on housing$141,150/yr
45% on housing$125,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 98274$283
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98274$356
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$750,000

For Sale by Agent

AgentAmy Paden
BrokerageWindermere Real Estate/CIR

Similar Homes