See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

33474 South Shore Drive, Mount Vernon, WA, 98274

1beds
1baths
680sqft
$444,900
$654price/sqft
$2,848/moest. monthly cost
$113,920/yrincome needed

About This Home

PRICE REDUCED! Welcome to your turnkey A-frame retreat at Lake Cavanaugh! Full of charm and cabin character, this cozy 680 sqft getaway invites you to slow down, unplug, and enjoy life at the lake. Thoughtful updates include a renovated kitchen and bathroom with new stove, sinks, dishwasher, cabinetry, counters, and refrigerator. A new septic system installed last year with additional drain for an RV and a repaired deck complete the transformation. Sold fully furnished, this move-in ready escape sits on a private 12,632 sqft lot with two driveways, a fire pit for evenings under the stars, a cleared entertaining area, and space for a future gazebo or outdoor gathering spot. The detached storage shed includes a loft, workbench, dryer, and existing plumbing/power for a future washer setup. Additional features include a private well with filtration system, hot/cold outdoor faucets, pressure tank, new hot water heater, and generator hook-up. Located on Lake Cavanaugh and less than 2 miles from the public boat launch and dock, you’ll have easy access to one of Washington’s hidden-gem lakes, known for its excellent fishing, peaceful boating, swimming, and endless summer days on the water. Spend your mornings sipping coffee on the deck, afternoons out on the water, and evenings gathered around the fire pit. Whether you’re searching for a weekend escape, vacation rental opportunity, or year-round retreat, this adorable A-frame is ready for its next chapter. Come play at the lake!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
Cascade Middle SchoolGrades 7-816.4 mi
6/10

Construction

Condition

  • Property condition: Good
  • Year built: 1974

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 680
  • Total interior livable area: 680 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: P66757
  • Zoning: RVR
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane Tank

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Loft,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Topography of land: Sloped
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.29 Acres
  • Features: Paved,Deck,High Speed Internet,Outbuildings,RV Parking
  • Lot size dimensions: 60 x 220

Parking

  • Parking features: Driveway,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$97$1,164
Property Taxes $353$4,236
Electricity $149$1,793
Total$2,848$34,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,645/yr
40% on housing$85,440/yr
45% on housing$75,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$654This listing

vs Other Active Listings

Avg $/sqft

ZIP 98274$287
Skagit County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 98274$356
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$444,900
2026-05-12Listed for sale$459,000
2024-09-11Sold$312,000
2005-10-03Sold$127,000

For Sale by Agent

AgentGreta Geivett
BrokerageLake Cavanaugh Realty Inc.

Similar Homes