728 Main St, Sharpsburg, KY, 40374
About This Home
Welcome home to this beautifully remodeled 2-bedroom, 2-bath home offering approximately 1,416 square feet of comfortable, move-in-ready living space. Every detail has been thoughtfully updated, including two completely renovated full bathrooms that add a fresh, modern touch. Step inside to find a living room, dining area, bedroom, bathroom, and a bonus room on the first floor. Upstairs is a bedroom suite with a bathroom, an office, and a reading room for the ultimate retreat. Outside, you'll love relaxing on the wonderful shaded front porch or the large back deck. Need extra storage? A storage building provides lots of space for all your needs. Conveniently located just 11 minutes from the interstate, this home offers an easy commute to Lexington and Morehead, with Mt Sterling and Owingsville minutes away. Enjoy the charm of small-town living in a welcoming community that has recently seen several improvements aimed at enhancing the town and fostering a strong sense of community. This is a wonderful opportunity to enjoy a beautifully updated home in a growing area. If you're looking for a move-in-ready home with modern updates, outdoor charm, a great price, and a convenient location, this one is a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1939
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range,Self Cleaning Oven
- Laundry features: Electric Dryer Hookup,Main Level
Basement
- Has basement: Yes
- Basement: Partial,Walk-Up Access
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: First
Bonus Room
- Level: Second
Dining Room
- Level: First
Features
- Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Insulated Windows,Blinds,Screens
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,416
Heating & Cooling
- Heating features: Electric,Ductless
- Cooling features: Ductless,Electric
Interior Area
- Total structure area: 1,416
- Total interior livable area: 1,416 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Office
- Level: Second
Property
Details
- Parcel number: 0041013003.01
Features
- Levels: One and One Half
- Fencing: None
Lot
- Lot size: 5,662 sqft
- Features: Few Trees
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $197 | $2,364 |
| Electricity | $154 | $1,850 |
| Total | $1,400 | $16,800 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $184,000 |
| 2026-07-12 | Listed for sale | $189,000 |
| 2006-09-26 | Sold | $51,100 |
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