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8105 Cowichan Road, Blaine, WA, 98230

2beds
2baths
1,364sqft
$615,000
$451price/sqft
$3,730/moest. monthly cost
$149,200/yrincome needed

About This Home

Beautifully remodeled contemporary custom home in the sought-after Birch Bay Village gated golf, marina, and beach community. Ideally situated along the golf course and scenic pond, offering added privacy with the tee box oriented away from the home. Features 2 bedrooms and 1.5 newly remodeled bathrooms, and open-air floor plan, hardwood floors, skylights, and a designer kitchen with updated tile and large entertaining island. Enjoy a large sun-filled deck perfect for entertaining. Level, fully fenced yard ideal for dogs, plus RV parking. Just 1 block to the marina and beach, with miles of accessible beaches offering excellent clamming and crabbing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Blaine Primary SchoolGrades PK-24.2 mi
7/10
Blaine Middle SchoolGrades 6-84.4 mi
7/10
Blaine High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Poured Concrete
  • Roof: Torch Down
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1984

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: See Remarks,Lower Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas

Interior Area

  • Total structure area: 1,364
  • Total interior livable area: 1,364 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 405123256013
  • Zoning: UR4
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Skylight(s),Vaulted Ceiling(s)
  • Has view: Yes
  • View description: Golf Course
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 9,435 sqft
  • Features: Corner Lot,Paved,Cable TV,Deck,Fenced-Fully,Gas Available,Gated Entry,High Speed Internet,RV Parking
  • Lot size dimensions: 75 x 122

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$123$1,476
Property Taxes $349$4,188
Electricity $149$1,793
Total$3,730$44,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,885/yr
40% on housing$111,900/yr
45% on housing$99,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 98230$265
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98230$323
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$630,000
2017-02-23Sold$300,000
2017-01-11Pending sale$308,000
2017-01-09Listed for sale$308,000
2011-08-19Sold$192,780

For Sale by Agent

AgentJeffery Carrington
BrokerageWindermere RE Whatcom, Inc.

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