441 Cobalt Dr, Hollister, CA, 95023
About This Home
Assumable 2.375% Interest Rate Opportunity for Qualified Buyers! Beautifully built in 2018, this stunning home is located in the desirable Ladd Ranch Community near Ladd Lane School, Hollister High School, shopping, and historic downtown Hollister with its popular festivals, farmers markets, wineries, and recreation. Enjoy the convenience of being approximately 40 miles from the Monterey Bay Coast. This spacious home features 4 bedrooms plus an upstairs loft, offering flexible living space for a home office, media room, or play area. A bedroom and full bathroom on the main level provide ideal accommodations for guests or multi-generational living. The open-concept floor plan showcases white cabinetry, quartz countertops, a large pantry, and inviting living spaces perfect for entertaining and everyday comfort. Relax in the serene backyard featuring a retractable sun shade over the patio for year-round enjoyment and blooming gardens. The spacious primary suite offers a luxurious bathroom with a soaking tub, dual vanities, and spa-like comfort. Additional highlights include built-in garage cabinetry and a custom built-in entry hall tree. This beautifully maintained home offers modern style, comfort, and an exceptional location.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Slab
- Roof: Tile
Type & Style
- Home type: SingleFamily
- Architectural style: Country English
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Laundry features: Upper Floor,Inside
Bathroom
- Features: DoubleSinks, PrimaryStallShowers, ShowerandTub, OversizedTub
Bedroom
- Features: GroundFloorBedroom
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: DiningArea
Family Room
- Features: KitchenFamilyRoomCombo
Features
- Flooring: Carpet,Laminate,Tile
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,478
- Total interior livable area: 2,478 sqft
Property
Details
- Parcel number: 057750032000
- Zoning: Res
- Special condition: Standard
Features
- Stories: 2
Lot
- Lot size: 4,966 sqft
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Benito County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $969 | $11,628 |
| Electricity | $531 | $6,376 |
| Total | $5,988 | $71,856 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $849,900 |
| 2026-05-13 | Listed for sale | $875,000 |
| 2018-03-29 | Sold | $615,500 |
View on Zillow