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404 7th St, Imperial Beach, CA, 91932

4beds
3baths
1,904sqft
$995,000
$523price/sqft
$6,659/moest. monthly cost
$266,360/yrincome needed

About This Home

Enjoy breathtaking sunset views from the spacious back patio—an ideal setting for relaxing evenings or entertaining guests. Immaculately maintained and thoughtfully designed, this stunning 4-bedroom home with a dedicated office offers the perfect blend of comfort, functionality, and location. The home features a well-appointed floor plan, including a generous primary suite with a large walk-in closet and beautiful views. The additional bedrooms provide flexibility for family, guests, or creative space, while the separate office is perfect for working from home. Outdoor enthusiasts will love the direct access to a nearby bike trail, making it easy to enjoy the coastal lifestyle. Conveniently located close to shopping, dining, and a nearby military base, this home offers both accessibility and tranquility.

Getting Around

53
WalkingSomewhat Walkable
42
TransitSome Transit
80
BikeVery Bikeable

Schools

5/10
4/10
Mar Vista AcademyGrades 7-81.8 mi
5/10

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Gas Range
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: N/K

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Property

Details

  • Parcel number: 6260102702

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Fencing: Full

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$166$1,992
Property Taxes $1,054$12,648
Electricity $408$4,899
Total$6,659$79,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,308/yr
40% on housing$199,770/yr
45% on housing$177,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$523This listing

vs Other Active Listings

Avg $/sqft

ZIP 91932$528
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91932$643
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$1,239,000
2025-11-26Listing removed$4,200
2025-09-16Listed for rent$4,200
2024-11-07Listing removed$4,200
2024-09-25Listed for rent$4,200
2016-08-12Sold$839,000

For Sale by Agent

AgentLisa Storey
BrokerageCoronado Premier Properties

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